See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

109 S Franklin St, Reidsville, NC, 27320

3beds
3baths
2,013sqft
$340,000
$169price/sqft
$2,423/moest. monthly cost
$96,920/yrincome needed

About This Home

3-bedroom, 3-bathroom. Fully modernized and brought back to its luster. Near shopping, churches, and schools. Open Floor plan. With walk-in closets, stainless steel appliances, and walk-in showers. This is a turnkey, move-in-ready home that is perfect for a first-time homebuyer and family to enjoy.

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

1/10
Moss Street ElementaryGrades PK-50.7 mi
3/10
Reidsville MiddleGrades 6-82.3 mi
2/10
Reidsville HighGrades PK,9-122.2 mi

Construction

Condition

  • Year built: 1878

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Vinyl Siding

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Architectural style: Modern
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Microwave,Oven,Stainless Steel Appliances

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Hardwood
  • Finished area above ground: 2,013

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central

Interior Area

  • Total structure area: 2,013
  • Total interior livable area: 2,013 sqft

Kitchen

  • Features: Open,Wood Counters

Property

Details

  • Parcel number: 890518209867
  • Lease amount: 0

Features

  • Stories: 2
  • Patio & porch: Open Porch,Deck

Lot

  • Lot size: 9,583 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Hail
Ice Storm
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Rockingham County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,719$20,628
Home Insurance *$158$1,896
Property Taxes $346$4,152
Electricity $200$2,405
Total$2,423$29,076
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,074/yr
40% on housing$72,690/yr
45% on housing$64,613/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$169This listing

vs Other Active Listings

Avg $/sqft

ZIP 27320$154
Rockingham County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 27320$151
Rockingham County$156

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Listed for sale$340,000
2026-08-04Listing removed$340,000
2026-07-30Listed for sale$340,000
2023-10-11Sold$40,000
2023-09-25Pending sale$49,900
2023-09-20Listed for sale$49,900
2023-06-09Sold$17,500

For Sale by Agent

AgentAndre Cobbs
BrokerageARC REAL ESTATE LLC

Similar Homes