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2 Gatley Close, Freehold, NJ, 07728

2beds
2baths
1,261sqft
$375,000
$297price/sqft
$2,732/moest. monthly cost
$109,280/yrincome needed

About This Home

Welome to the fantastic 55+ community of Surrey Downs! This immaculate 2-bedroom, 2-bath home is primed and ready for its new owners. Experience the ease of 1-floor living with a laundry area, living room, dining room, and a garage entryway. As a single-detached unit with a 1-car attached garage, this home offers both privacy and convenience. Stay comfortable year-round with the newer furnace and central air systems. Located close to Rt 9 and all major shopping areas, this community offers easy access to everything you need. Don't miss your chance to see this wonderful home. This home has been freshly painted and meticulously maintained and is awaiting its next loving owner! Schedule a viewing today and discover the joys of 55+ living

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

5/10
7/10
5/10
Howell High SchoolGrades 9-124.5 mi

Construction

Condition

  • Year built: 1987

Type & Style

  • Home type: SingleFamily
  • Property subType: Adult Community

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,261
  • Total interior livable area: 1,261 sqft

Property

Details

  • Parcel number: 2100164010000537
  • Exclusions: Personal Items

Features

  • Stories: 1
  • Exterior features: Other

Lot

  • Lot size: 1,742 sqft

Parking

  • Total spaces: 1
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Heat Wave
Lightning
Winter Weather
Cold Wave
Hurricane
Inland Flooding
Ice Storm
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$119$1,428
Property Taxes $524$6,288
Electricity $193$2,318
Total$2,732$32,784
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,668/yr
40% on housing$81,960/yr
45% on housing$72,853/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$297This listing

vs Other Active Listings

Avg $/sqft

ZIP 07728$272
Monmouth County$425

vs Homes Sold Last Month

Median $/sqft

ZIP 07728$329
Monmouth County$384

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Pending sale$375,000
2026-07-11Listed for sale$375,000

For Sale by Agent

AgentVincent Hennessey
BrokerageColdwell Banker Realty

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