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24 Calle De Elvira #B, Freehold, NJ, 07728

2beds
2baths
1,144sqft
$395,500
$346price/sqft
$2,859/moest. monthly cost
$114,360/yrincome needed

About This Home

Beautifully updated 2-bedroom, 2-bath condo located in The Villages, a highly desirable 55+ community. Step into a welcoming foyer that leads to a stunning, brand-new eat-in kitchen featuring quartz countertops, a custom backsplash, stainless steel appliances, and a center island--perfect for everyday living and entertaining. The open living and dining area offers a comfortable space to relax, with direct access to a fully fenced patio for added privacy. The home also features a spacious primary suite with a modern full bath, a second bedroom, and an additional full bath. Recent upgrades include new HVAC, hot water heater, and windows. A private detached one-car garage and driveway provide added convenience. Enjoy all that The Villages has to offer, including a pool, clubhouse, fitness center, lake, and a variety of activities such as pickleball and bocce. Ideally located near shopping, dining, and major roadways--this is one you won't want to miss!

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

5/10
7/10
5/10
Howell High SchoolGrades 9-124.3 mi

Construction

Condition

  • Year built: 1967

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Adult Community

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Dec Molding,Recessed Lighting
  • Flooring: Wood,Other

Heating & Cooling

  • Heating features: Electric,Baseboard
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,144
  • Total interior livable area: 1,144 sqft

Property

Details

  • Parcel number: 2100143010002402
  • Attached to another structure: Yes
  • Exclusions: Personal items

Features

  • Stories: 1
  • Pool features: Community,In Ground

Lot

  • Lot size: 1,306 sqft
  • Lot size dimensions: Common

Parking

  • Total spaces: 1
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Heat Wave
Lightning
Winter Weather
Cold Wave
Hurricane
Inland Flooding
Ice Storm
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,999$23,988
Home Insurance *$125$1,500
Property Taxes $542$6,504
Electricity $193$2,318
Total$2,859$34,308
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,022/yr
40% on housing$85,770/yr
45% on housing$76,240/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$346This listing

vs Other Active Listings

Avg $/sqft

ZIP 07728$272
Monmouth County$425

vs Homes Sold Last Month

Median $/sqft

ZIP 07728$329
Monmouth County$384

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-16Price change$395,500
2026-05-06Price change$405,000
2026-04-16Listed for sale$415,000
2026-04-01Listing removed$430,000
2025-12-01Listed for sale$430,000
2024-08-26Sold$428,500
2024-07-27Pending sale$439,900
2024-07-22Listed for sale$439,900

For Sale by Agent

AgentGillian Maghan
BrokerageEXP Realty

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