209 Middle Ridge Drive, Hubert, NC, 28539
About This Home
This one truly checks every box! Located in a desirable Hubert community, this beautifully maintained 4-bedroom, 3-bath home offers over 2,700 heated square feet of thoughtfully designed living space--plus an outdoor setup that's hard to beat. Step inside to a welcoming foyer, dedicated office/flex space, and a light-filled living area. The kitchen showcases crisp white cabinetry, ample counter space, stainless steel appliances, and a seamless flow into the living and dining areas--ideal for both everyday living and entertaining. Upstairs features generously sized bedrooms, including a spacious primary suite with tray ceilings, a large ensuite bath, and a walk-in closet. The versatile layout offers flexibility for guests, work-from-home needs, or a growing household. Out back is where this home truly shines. Enjoy a large deck with pergola--perfect for relaxing or hosting--overlooking a private, fenced backyard. The standout feature is your in-ground HEATED pool, allowing for extended swim seasons and creating the ultimate backyard retreat. Additional highlights include: ✔️ Whole-home Generac generator ✔️ Pool Installed in 2024 ✔️ Roof replaced in 2025 ✔️ 2-car garage ✔️ Dedicated office/flex room ✔️ Open-concept living + dining ✔️ Established landscaping ✔️ Tree-lined backyard for added privacy Conveniently located near Camp Lejeune, area beaches, shopping, and dining--this home offers the perfect blend of comfort, space, and lifestyle.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2006
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Vinyl Siding,Wood Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Oven,Washer,Refrigerator,Dryer,Dishwasher
- Laundry features: In Hall
Basement
- Basement: None
Bathroom1
- Level: First
Bathroom2
- Level: Second
Bedroom2
- Level: Second
Bedroom3
- Level: Second
Bedroom4
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Dining Room
- Level: First
Family Room
- Level: First
Features
- Entrance Foyer,Whirlpool,Ceiling Fan(s),Blinds/Shades,Gas Log
- Flooring: LVT/LVP,Carpet
- Fireplace features: Gas Log
- Fireplace: Yes
- Attic: Access Only
Heating & Cooling
- Heating features: Fireplace(s),Electric,Heat Pump
- Cooling features: Central Air
Interior Area
- Total structure area: 2,747
- Total interior livable area: 2,747 sqft
Kitchen
- Level: First
Living Room
- Level: First
Master Bedroom
- Level: Second
Office
- Level: First
Other
- Level: Second
Property
Details
- Parcel number: 1306a107
- Zoning: R-15
- Special condition: Standard
Features
- Levels: Two
- Pool features: None
- Patio & porch: Deck
- Fencing: Back Yard,Wood,Fenced
- Has view: Yes
- View description: See Remarks
- Frontage type: See Remarks
- Living area range: 2600 - 2799
Lot
- Lot size: 0.68 Acres
- Lot size dimensions: Irregular
Parking
- Total spaces: 2
- Parking features: Concrete
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Winter Weather
- Lightning
- Strong Wind
- Tornado
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Onslow County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,604 | $31,248 |
| Home Insurance * | $190 | $2,280 |
| Property Taxes | $285 | $3,420 |
| Electricity | $255 | $3,070 |
| Total | $3,334 | $40,008 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-08 | Price change | $589,000 |
| 2026-03-26 | Listed for sale | $599,000 |
| 2023-04-21 | Sold | $379,000 |
| 2023-03-13 | Pending sale | $379,000 |
| 2023-03-10 | Listed for sale | $379,000 |
| 2006-08-28 | Sold | $292,500 |
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