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500 Windsong S, Swansboro, NC, 28584

3beds
2baths
1,550sqft
$285,000
$184price/sqft
$1,937/moest. monthly cost
$77,480/yrincome needed

About This Home

Welcome to easy coastal living in the highly sought-after community of The Villages at Swansboro. Perfectly positioned on an elevated corner homesite, this detached condo offers the ideal blend of comfort, convenience, and low-maintenance living tailored for a relaxed retirement lifestyle. This thoughtfully designed one-level home features 2 bedrooms, 2 baths, and a versatile flex room--perfect for a home office, hobby space, or guest overflow--along with an attached one-car garage for added ease and security. The split-bedroom floor plan ensures privacy, with bedrooms flowing seamlessly toward the heart of the home where you'll find a spacious and inviting living area complete with a cozy gas log fireplace, open dining area, and a well-appointed kitchen designed for both everyday living and entertaining. Enjoy abundant granite countertop space, a convenient kitchen bar, and not one, but two pantries--making it easy to prepare and host everything from casual meals to holiday gatherings. Take advantage of the community's charming atmosphere, where sidewalks line both sides of Village Drive, complete with benches for relaxing strolls and friendly conversations with neighbors. Ideally located, you're just minutes from shopping, dining, healthcare facilities, and all the charm and waterfront appeal of historic downtown Swansboro. Whether you're downsizing or simply looking to embrace a carefree coastal lifestyle, this home offers comfort, convenience, and community all in one.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

8/10
Swansboro ElementaryGrades K-51.3 mi
5/10
Swansboro MiddleGrades 6-81.8 mi
8/10
Swansboro HighGrades 9-122.0 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Built-In Microwave,Washer,Refrigerator,Dryer,Dishwasher,Electric Range
  • Laundry features: Laundry Closet

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Walk-in Closet(s),Whirlpool,Ceiling Fan(s),Pantry,Walk-in Shower,Blinds/Shades,Gas Log,Walk-In Closet(s)
  • Door features: Storm Door(s)
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,550
  • Total interior livable area: 1,550 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 1319e44
  • Zoning: R-10
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Open,Deck,Front Porch
  • Exterior features: Storm Doors
  • Fencing: None
  • Has view: Yes
  • View description: See Remarks
  • Frontage type: See Remarks
  • Living area range: 1400 - 1599

Lot

  • Features: Corner Lot

Parking

  • Total spaces: 1
  • Parking features: Attached,Concrete,Garage Door Opener,Paved,Garage6
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Hurricane
Winter Weather
Lightning
Strong Wind
Tornado
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters in Onslow County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance *$55$660
Property Taxes $241$2,892
Electricity $200$2,405
Total$1,937$23,244
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,411/yr
40% on housing$58,110/yr
45% on housing$51,653/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$184This listing

vs Other Active Listings

Avg $/sqft

ZIP 28584$174
Onslow County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 28584$216
Onslow County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-27Listed for sale$295,000
2025-04-22Sold$290,000
2025-03-08Contingent$299,900
2025-02-14Listed for sale$299,900
2013-04-19Sold$180,000
2013-02-20Pending sale$189,500
2012-10-01Listed for sale$189,500

For Sale by Agent

AgentDonald A Whiteside
BrokerageEmerald Isle Realty

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