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530 E Rutledge Ave, Gaffney, SC, 29340

5beds
4baths
4,944sqft
$650,000
$131price/sqft
$4,450/moest. monthly cost
$178,000/yrincome needed

About This Home

This Neo-Classical historic gem is on The National Register of Historic Places, and zoned to be a Bed in Breakfast, if you desire! Enjoy sitting on the wraparound porch with a view of the exquisite landscaping and park across the street. This home has been meticulously maintained while keeping its historic integrity intact. New Roof on the upper part of the home. Updated kitchen and butler's pantry with granite countertops, a large island, and a large porfessional gas range. Plenty of space for entertaining, with two formal rooms and a large dining room. Upstairs has four bedrooms, two of which are primary suites. Enjoy the conversation in the hall upstairs, leading to the upper balcony. At the end of the hall is a door leading to the staircase to the attic, which has ample storage. Outside you will find a large patio leading to the inground pool next to a large grass area. This large lot has so much privacy and a decent size vegetable garden.

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

2/10
Gaffney Middle SchoolGrades 6-80.5 mi
3/10
Gaffney High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 1905

Materials

  • Foundation: Crawl Space
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Old World
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Bar Fridge,Dishwasher,Exhaust Fan,Exhaust Hood,Gas Cooktop,Gas Water Heater,Oven,Refrigerator,Wall Oven
  • Laundry features: Utility Room

Basement

  • Has basement: Yes
  • Basement: Partial

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bedrooms: 1

Dining Room

  • Level: Main

Features

  • Breakfast Bar,Kitchen Island
  • Door features: Pocket Doors
  • Flooring: Tile,Wood,Other
  • Fireplace features: Den,Family Room,Gas,Living Room
  • Attic: Permanent Stairs
  • Finished area below ground: 0
  • Finished area above ground: 4,944

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,944
  • Total interior livable area: 4,944 sqft

Laundry

  • Level: Main

Other

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Main

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 1000200065.000
  • Zoning: RES
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 3
  • Private pool: Yes
  • Pool features: In Ground,Outdoor Pool
  • Patio & porch: Covered,Front Porch,Wrap Around
  • Fencing: Fenced

Lot

  • Lot size: 0.93 Acres
  • Features: Level

Parking

  • Total spaces: 4
  • Parking features: Circular Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Hail
Winter Weather

FEMA Declared Disasters in Cherokee County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$419$5,028
Property Taxes $270$3,240
Electricity $475$5,705
Total$4,450$53,400
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$152,571/yr
40% on housing$133,500/yr
45% on housing$118,666/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$131This listing

vs Other Active Listings

Avg $/sqft

ZIP 29340$98
Cherokee County$118

vs Homes Sold Last Month

Median $/sqft

ZIP 29340$140
Cherokee County$159

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-11Listed for sale$650,000
2025-12-16Listing removed$680,000
2025-12-01Listed for sale$680,000
2025-11-26Listing removed$680,000
2025-07-28Price change$680,000
2025-06-13Listed for sale$695,000
2024-08-12Listing removed$715,000
2024-06-27Price change$725,000
2024-04-19Listed for sale$750,000
2023-11-19Listing removed--
2023-08-14Price change$750,000
2023-05-19Listed for sale$759,900
2022-05-18Listing removed--
2022-04-22Pending sale$649,900
2022-01-04Price change$649,900
2021-09-16Price change$678,000
2021-07-23Listed for sale$698,000
2021-03-24Listing removed--
2020-03-05Listing removed$625,000
2019-12-06Listed for sale$625,000
2016-11-17Listing removed$629,900
2016-08-20Price change$629,900
2016-05-21Price change$639,900
2016-02-20Listed for sale$659,900
2004-01-30Sold$270,000

For Sale by Agent

AgentKim Alter
BrokerageKeller Williams Ballantyne Area

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