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121 Holland St, Gaffney, SC, 29341

2beds
1baths
1,220sqft
$160,000
$131price/sqft
$1,163/moest. monthly cost
$46,520/yrincome needed

About This Home

Charming single-family home situated on a spacious .26-acre corner lot just minutes from downtown Gaffney. This 2-bedroom, 1-bath home offers comfortable living with great indoor and outdoor spaces. Enjoy relaxing mornings on the screened front porch and unwind on the rear patio overlooking the fenced backyard — perfect for pets, gardening, or entertaining. Inside, you’ll find a functional layout with a bright living area and a versatile dining room currently used as an exercise space, easily adaptable to fit your needs. The kitchen features stainless steel appliances and a stainless steel sink, offering both style and durability. With its convenient location close to shopping, dining, and local amenities, this home is ideal for first-time buyers, downsizers, or investors. 1-Year Old Republic Home Warranty offered with an acceptable offer. Call and schedule your appointment today!

Getting Around

66
WalkingSomewhat Walkable
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

2/10
3/10
Gaffney High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Crawl Space
  • Roof: Composition
  • Construction materials: Brick Veneer,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Range - Smooth Top,Free-Standing Range,Range,Refrigerator,Electric Water Heater
  • Laundry features: 1st Floor,Electric Dryer Hookup,Walk-In,Washer Hookup

Bedroom2

  • Level: Main
  • Area: 143
  • Dimensions: 13x11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 169
  • Dimensions: 13x13

Features

  • Ceiling Fan(s),Ceiling - Smooth,Solid Surface Counters
  • Window features: Insulated Windows
  • Flooring: Luxury Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,220

Heating & Cooling

  • Heating features: Forced Air,Electricity
  • Cooling features: Central Air,Electricity

Interior Area

  • Total interior livable area: 1,220 sqft

Kitchen

  • Level: Main
  • Area: 143
  • Dimensions: 13x11

Laundry

  • Level: Main
  • Area: 99
  • Dimensions: 9x11

Living Room

  • Level: Main
  • Area: 169
  • Dimensions: 13x13

Patio

  • Level: Main
  • Area: 81
  • Dimensions: 9x9

Primary Bedroom

  • Level: Main
  • Area: 169
  • Dimensions: 13x13

Screened Porch

  • Level: Main
  • Area: 240
  • Dimensions: 30x8

Property

Details

  • Parcel number: 0990600006000

Features

  • Levels: One
  • Patio & porch: Patio,Porch,Screened,Enclosed
  • Fencing: Fenced
  • Topography of land: Level
  • Living area range: 1200-1399

Lot

  • Lot size: 0.26 Acres
  • Features: Corner Lot,Level
  • Lot size dimensions: 67 x 194 x 50 x 191

Parking

  • Parking features: Driveway,None,See Parking Features
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Cherokee County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $809$9,708
Home Insurance *$84$1,008
Property Taxes $66$792
Electricity $204$2,449
Total$1,163$13,956
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,874/yr
40% on housing$34,890/yr
45% on housing$31,013/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$131This listing

vs Other Active Listings

Avg $/sqft

ZIP 29341$137
Cherokee County$119

vs Homes Sold Last Month

Median $/sqft

ZIP 29341$156
Cherokee County$159

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-15Listed for sale$165,000
2025-09-26Listing removed$160,000
2025-04-25Listed for sale$160,000
2025-04-13Pending sale$160,000
2025-03-28Listed for sale$160,000
2023-01-23Sold$125,000
2022-10-24Pending sale$127,500
2022-10-15Price change$127,500
2022-09-30Listed for sale$130,000
2008-04-22Sold$15,500

For Sale by Agent

AgentMary Beth W Shealy
BrokerageWestern Upstate Keller Williams

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