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207 Chestnut St, Gaffney, SC, 29340

2beds
1baths
772sqft
$154,900
$201price/sqft
$1,151/moest. monthly cost
$46,040/yrincome needed

About This Home

Coming Soon – Completely Renovated! Welcome to 207 Chestnut St., Gaffney, SC—a beautifully renovated 2-bedroom, 1-bath home offering 772 square feet of thoughtfully updated living space on a desirable corner lot, just minutes from Downtown Gaffney. This home has undergone an extensive renovation featuring new: electrical wiring, plumbing, HVAC system, ductwork, hot water heater, insulation, moisture barrier, drywall, windows, water resistant LVP flooring, fixtures, appliances (fridge included w/ice-maker option), bathroom, kitchen with backsplash and moveable or stationary island. The existing metal roof complements the home’s many upgrades, creating a move-in-ready property designed for years of enjoyment. Inside, you’ll appreciate the 10-foot ceilings, abundant natural light, and an open, inviting layout that blends modern finishes with timeless character. Whether you’re a first-time homebuyer, downsizing, or looking for a turnkey investment, this home offers exceptional value with the peace of mind that comes from extensive renovations. Coming Soon – Professional photos and showing information will be available soon. Exterior and interior photos may include digitally enhanced landscaping and interior decorations for illustrative purposes only. Minor exterior improvements and landscaping are still underway prior to the home going live. Renovation work has been completed under applicable permits. *Owner is the listing agent

Getting Around

61
WalkingSomewhat Walkable
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

2/10
3/10
Gaffney High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Crawl Space
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Double Oven,Electric Cooktop,Electric Oven,Electric Water Heater,ENERGY STAR Qualified Refrigerator,Exhaust Fan,Exhaust Hood,Refrigerator
  • Laundry features: In Kitchen

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 772

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 772
  • Total interior livable area: 772 sqft

Kitchen

  • Features: Attic Stairs Pulldown,Ceiling Fan(s),Open Floorplan,See Remarks
  • Level: Main
  • Dimensions: 0' 0" X 0' 0"

Property

Details

  • Parcel number: 0990700078.000
  • Zoning: R-4
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.10 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Cold Wave
Winter Weather

FEMA Declared Disasters in Cherokee County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $783$9,396
Home Insurance *$100$1,200
Property Taxes $64$768
Electricity $204$2,449
Total$1,151$13,812
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,462/yr
40% on housing$34,530/yr
45% on housing$30,693/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$201This listing

vs Other Active Listings

Avg $/sqft

ZIP 29340$100
Cherokee County$119

vs Homes Sold Last Month

Median $/sqft

ZIP 29340$140
Cherokee County$159

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2022-01-26Sold$12,250

Coming Soon

AgentShaunna Anderton
BrokerageLPT Realty, LLC

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