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994 Chestnut Ridge Rd, Gaffney, SC, 29340

2beds
2baths
980sqft
$97,000
$99price/sqft
$796/moest. monthly cost
$31,840/yrincome needed

About This Home

Priced way below appraisal value. Well over an acre of land bordered by a natural creek and surrounded by forest. Perfect for enjoying abundant wildlife in a private setting. The 2BR/2BA de-titled manufactured home sits on a block foundation with metal roof, working HVAC, and new water heater. A second small mobile home on site needs to be torn-down, but the septic and hook-ups are in place for another home to replace it if desired. Two wells on the property, along with public water, septic, storage building and carport that convey with purchase. This home should qualify for most types of traditional financing. Ask for details.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

8/10
Corinth Elementary SchoolGrades PK-51.3 mi
2/10
3/10
Gaffney High SchoolGrades 9-125.0 mi

Construction

Materials

  • Foundation: Crawl Space
  • Roof: Metal
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Mobile Home

Interior

Appliances

  • Appliances included: Dryer,Electric Range,Washer,Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Deck

  • Level: First

Den

  • Level: First

Features

  • Fireplace,Laminate Counters
  • Window features: Insulated Windows
  • Flooring: Carpet,Laminate
  • Finished area below ground: 0
  • Finished area above ground: 980

Heating & Cooling

  • Heating features: Forced Air,Heat Pump,Electricity
  • Cooling features: Central Air,Heat Pump,Electricity

Interior Area

  • Total interior livable area: 980 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 1030000084000

Features

  • Levels: One
  • Patio & porch: Deck,Porch
  • Exterior features: Water Feature
  • Living area range: 700-999

Lot

  • Lot size: 1.48 Acres
  • Features: Corner Lot,Creek
  • Lot size dimensions: Irr x Irr

Parking

  • Parking features: Carport,2 Car Carport,Covered,Detached Carport
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Cold Wave
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Cherokee County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $490$5,880
Home Insurance *$62$744
Property Taxes $40$480
Electricity $204$2,449
Total$796$9,552
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$27,291/yr
40% on housing$23,880/yr
45% on housing$21,226/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$99This listing

vs Other Active Listings

Avg $/sqft

ZIP 29340$101
Cherokee County$119

vs Homes Sold Last Month

Median $/sqft

ZIP 29340$140
Cherokee County$159

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-06Listed for sale$97,000
2026-02-20Pending sale$97,000
2026-01-21Price change$97,000
2025-11-13Price change$99,000
2025-10-17Listed for sale$105,000
2023-01-25Sold$94,000
2022-10-19Pending sale$100,000
2022-09-28Price change$100,000
2022-09-20Price change$120,000
2022-09-12Listed for sale$130,000

For Sale by Agent

AgentDaniel Higginbottom
BrokerageBetter Homes & Gardens Young &

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