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406 River Dr, Gaffney, SC, 29340

2beds
1baths
877sqft
$159,500
$182price/sqft
$1,179/moest. monthly cost
$47,160/yrincome needed

About This Home

Charming MOVE-IN READY home conveniently located near city amenities with many updates. New roof, interior freshly painted through out, bedrooms with freshly finished hardwood floors. This great starter home will not last long. Kitchen includes refrigerator and a new stove and opens to a nice size family room, walk in laundry room with extra storage, covered front porch with tile floors. Private backyard great for entertaining. Schedule your private preview today!

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

--
Alma Elementary SchoolGrades PK-50.3 mi
2/10
Gaffney Middle SchoolGrades 6-81.8 mi
3/10
Gaffney High SchoolGrades 9-124.0 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Crawl Space
  • Roof: Composition
  • Construction materials: Masonite

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s),Ceiling - Smooth
  • Door features: Storm Door(s)
  • Flooring: Hardwood,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 877

Heating & Cooling

  • Heating features: Heat Pump,Electricity
  • Cooling features: Heat Pump,Electricity

Interior Area

  • Total interior livable area: 877 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 1180100094000

Features

  • Levels: One
  • Patio & porch: Porch
  • Topography of land: Sloping
  • Living area range: 700-999

Lot

  • Lot size: 0.26 Acres
  • Features: Sidewalk,Sloped

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Cold Wave
Hail
Winter Weather

FEMA Declared Disasters in Cherokee County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $806$9,672
Home Insurance *$103$1,236
Property Taxes $66$792
Electricity $204$2,449
Total$1,179$14,148
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$40,422/yr
40% on housing$35,370/yr
45% on housing$31,440/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$182This listing

vs Other Active Listings

Avg $/sqft

ZIP 29340$100
Cherokee County$119

vs Homes Sold Last Month

Median $/sqft

ZIP 29340$140
Cherokee County$159

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Listed for sale$159,750
2026-02-24Sold$42,545
2017-09-25Sold$50,001
2017-02-07Pending sale$49,900
2016-10-25Listed for sale$49,900
2009-12-30Sold$27,000

For Sale by Agent

AgentSuzanne Quinn
BrokerageCentury 21 Blackwell & Co

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