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149 Topaz Ln, Gaffney, SC, 29341

3beds
2baths
1,555sqft
$279,900
$180price/sqft
$1,883/moest. monthly cost
$75,320/yrincome needed

About This Home

Tucked into a peaceful Gaffney neighborhood, 149 Topaz Ln offers the kind of comfort and calm that makes coming home feel like a deep breath. Built in 2012 and thoughtfully updated since, this single-family home blends modern touches with the charm of an established community—creating a space that feels both fresh and familiar. As you step inside, natural light pours across the updated flooring, instantly brightening the spacious living area. It’s the kind of room that invites you to settle in, whether you’re hosting friends or enjoying a quiet evening. Just beyond, a formal dining room stands ready for holiday meals and special gatherings, while a cozy breakfast area offers the perfect spot for everyday moments—morning coffee, homework time, or a quick bite before heading out. The kitchen opens to a comfortable sitting area, creating a warm, connected flow throughout the main level. It’s easy to imagine conversations lingering here long after dinner, or peaceful afternoons spent reading by the window. Outside, the large, level lot expands the home’s living space even further. There’s room for gardening, play, pets, or future additions—whatever your lifestyle calls for. The yard feels like a blank canvas, ready to be shaped into your ideal outdoor retreat. Located just minutes from I-85 and Hwy 29, the home offers exceptional convenience for commuters while maintaining the quiet, tucked-away feel of a true neighborhood. Gaffney’s local amenities, schools, and parks are all within easy reach, adding to the home’s everyday practicality. With eligibility for FHA, USDA, and VA financing, this property welcomes a wide range of buyers looking for a move-in-ready home in a serene, well-connected setting. 149 Topaz Ln isn’t just a house—it’s a place to settle in, spread out, and make your own.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

2/10
2/10
Gaffney Middle SchoolGrades 6-83.6 mi
3/10
Gaffney High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 2012

Materials

  • Foundation: Crawl Space
  • Roof: Architectural
  • Construction materials: Vinyl Siding

Other

  • Builder name: Christain Builders Llc

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator,Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Breakfast Room

  • Dimensions: 1

Dining Room

  • Level: First

Features

  • Ceiling Fan(s),Tray Ceiling(s),Laminate Counters,Open Floorplan
  • Window features: Insulated Windows
  • Flooring: Ceramic Tile,Laminate,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,555

Heating & Cooling

  • Heating features: Heat Pump,Electricity
  • Cooling features: Heat Pump,Electricity

Interior Area

  • Total interior livable area: 1,555 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 0640000012129
  • Zoning: NCZ

Features

  • Levels: One
  • Patio & porch: Patio,Porch
  • Spa features: Bath
  • Living area range: 1400-1599

Lot

  • Lot size: 0.36 Acres
  • Features: Cul-De-Sac
  • Lot size dimensions: 0.36

Parking

  • Total spaces: 2
  • Parking features: 2 Car Attached,Driveway,Attached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Tornado
Cold Wave
Earthquake
Hail
Inland Flooding

FEMA Declared Disasters in Cherokee County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,415$16,980
Home Insurance *$148$1,776
Property Taxes $116$1,392
Electricity $204$2,449
Total$1,883$22,596
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,560/yr
40% on housing$56,490/yr
45% on housing$50,213/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$180This listing

vs Other Active Listings

Avg $/sqft

ZIP 29341$136
Cherokee County$118

vs Homes Sold Last Month

Median $/sqft

ZIP 29341$156
Cherokee County$159

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-01Listed for sale$279,900
2026-04-01Listing removed$279,900
2026-01-29Price change$279,900
2025-08-08Price change$294,500
2025-07-27Listed for sale$299,900
2019-08-30Sold$160,000
2012-11-13Sold$129,900
2012-05-17Price change$129,900
2012-03-27Price change$134,900
2011-10-26Price change$139,900
2011-10-12Listed for sale$144,900

For Sale by Agent

AgentRobin M Duncan
BrokerageR M Duncan Realty

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