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115 1st St, Gaffney, SC, 29340

2beds
2baths
1,014sqft
$137,000
$135price/sqft
$1,041/moest. monthly cost
$41,640/yrincome needed

About This Home

Welcome home to this beautifully updated 2-bedroom, 2-bath property situated on a corner lot with a fully fenced yard, offering both privacy and space to enjoy the outdoors. Inside, you'll find warm hardwood floors, a spacious living area, and an updated kitchen featuring modern cabinetry, stainless steel appliances, and ample countertop space. All kitchen appliances convey with the sale, making this home truly move-in ready. Both bedrooms have their own full bathroom that have been tastefully updated with modern finishes and offer tile showers. Step outside to enjoy the screened front porch. The fenced yard offers room for pets, gardening, or entertaining, and the outbuilding provides excellent additional storage for tools, lawn equipment, or hobbies. Whether you're a first-time homebuyer, looking to downsize, or searching for a great investment opportunity, this home offers comfort, functionality, and value in one attractive package.

Getting Around

63
WalkingSomewhat Walkable
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

2/10
3/10
Gaffney High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 1918

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,014

Interior Area

  • Total interior livable area: 1,014 sqft

Property

Details

  • Parcel number: 0990600031000

Features

  • Levels: One
  • Living area range: 1000-1199

Lot

  • Lot size: 7,840 sqft

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Cold Wave
Winter Weather

FEMA Declared Disasters in Cherokee County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $692$8,304
Home Insurance *$88$1,056
Property Taxes $57$684
Electricity $204$2,449
Total$1,041$12,492
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$35,691/yr
40% on housing$31,230/yr
45% on housing$27,760/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$135This listing

vs Other Active Listings

Avg $/sqft

ZIP 29340$100
Cherokee County$119

vs Homes Sold Last Month

Median $/sqft

ZIP 29340$140
Cherokee County$159

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$132,500
2026-08-05Price change$134,500
2026-07-23Listed for sale$137,000
2026-04-23Sold$90,000
2025-01-30Listed for sale$129,900
2025-01-22Pending sale$129,900
2025-01-06Listed for sale$129,900
2024-12-31Listing removed$130,000
2024-09-06Listed for sale$130,000
2024-08-02Listing removed$130,000
2024-08-01Price change$130,000
2024-06-12Listed for sale$139,900
2022-09-14Sold$125,000
2022-08-08Pending sale$146,000
2022-07-18Price change$146,000
2022-04-30Price change$149,990
2022-04-28Listed for sale$149,900
2020-09-09Sold$13,500
2020-05-18Sold$5,000

For Sale by Agent

AgentBrody Vipperman
BrokerageEXP Realty LLC

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