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429 S Petty St, Gaffney, SC, 29340

6beds
5baths
4,567sqft
$440,000
$96price/sqft
$3,130/moest. monthly cost
$125,200/yrincome needed

About This Home

Step into a true piece of Southern history at 429 S. Petty Street, a stunning historic home located in the heart of downtown Gaffney. Full of charm, space, and character, this one-of-a-kind property offers an incredible opportunity to own one of the oldest and most distinguished homes on Petty Street. Conveniently situated near the Cherokee County Public Library, Cherokee County Museum, and Thomson Park, the location combines historic downtown living with walkable access to some of Gaffney’s most loved landmarks. Positioned on more than half an acre, this impressive residence features approximately 3,800 square feet of interior living space along with over 1,500 square feet of outdoor porch and seating areas. From the moment you arrive, the home’s classic architecture and welcoming porches capture its timeless appeal.Inside, soaring 15-foot ceilings and spacious rooms create an open, elegant atmosphere throughout the main level. The kitchen offers custom concrete countertops, a walk-in pantry, and easy access to the laundry room. Just off the kitchen, a comfortable sitting area opens to the enclosed back porch through expansive sliding glass doors, while nearby office space provides flexibility for working from home or additional living use. The home also features a formal dining room, formal living room, reading room, multiple family areas, and several versatile spaces that can easily adapt to your needs. A main-level bedroom with full bath currently serves as the owner’s suite, while upstairs you’ll find multiple secondary bedrooms and another full bathroom.The basement level includes additional utility space, storage potential, and a full bathroom, adding even more functionality to this already expansive property.Rich in history and overflowing with possibilities, 429 S. Petty Street offers the rare chance to restore, personalize, and enjoy a truly special home in downtown Gaffney. Whether you envision a grand private residence, a showcase property, or an investment opportunity, this historic gem is ready for its next chapter.

Getting Around

55
WalkingSomewhat Walkable
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

2/10
Gaffney Middle SchoolGrades 6-80.6 mi
3/10
Gaffney High SchoolGrades 9-121.7 mi

Construction

Materials

  • Foundation: Crawl Space
  • Roof: Architectural
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 5

Features

  • Soaking Tub,Ceiling - Smooth
  • Flooring: Hardwood
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 4,567

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air,Heat Pump,Electricity

Interior Area

  • Total interior livable area: 4,567 sqft

Property

Details

  • Parcel number: 1000100002000

Features

  • Levels: Two
  • Patio & porch: Porch
  • Fencing: Fenced
  • Topography of land: Level
  • Living area range: 4400-4599

Lot

  • Lot size: 0.53 Acres
  • Features: Corner Lot,Level,Sidewalk

Parking

  • Parking features: See Parking Features

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Hail
Winter Weather

FEMA Declared Disasters in Cherokee County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance *$284$3,408
Property Taxes $183$2,196
Electricity $439$5,270
Total$3,130$37,560
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,314/yr
40% on housing$93,900/yr
45% on housing$83,466/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$96This listing

vs Other Active Listings

Avg $/sqft

ZIP 29340$99
Cherokee County$118

vs Homes Sold Last Month

Median $/sqft

ZIP 29340$140
Cherokee County$159

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Listed for sale$440,000
2023-10-17Listing removed--
2023-05-15Price change$375,000
2023-03-20Listed for sale$385,000
2023-03-07Listing removed--
2022-11-17Listing removed$395,000
2022-09-12Listed for sale$425,000
2022-09-09Listing removed--
2022-07-19Price change$384,000
2022-06-03Price change$394,000
2022-05-15Price change$400,000
2022-05-12Listed for sale$407,000
2010-01-08Sold$75,000
2007-06-25Sold$255,000
2006-09-06Sold$185,000

For Sale by Agent

AgentMckenzi Morris
BrokerageEXP Realty LLC

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