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1403 Westminster St #E, Providence, RI, 02909

0beds
1baths
609sqft
$269,900
$443price/sqft
$2,231/moest. monthly cost
$89,240/yrincome needed

About This Home

Live in the heart of Providence’s vibrant West End/Armory District, just moments from Federal Hill. This sun-filled studio condo combines historic character with modern updates, featuring hardwood floors, granite countertops, soaring ceilings, a unique bath, and newer stainless steel appliances along with laundry included in the HOA. Set within a beautifully maintained historic building with landscaped grounds and off-street parking, this home places you steps from Broadway, Atwells Avenue, acclaimed restaurants, shopping, and entertainment. Experience the perfect blend of charm, convenience, and city living. Motivated Seller!!

Getting Around

92
WalkingWalker's Paradise
54
TransitGood Transit
86
BikeVery Bikeable

Schools

4/10
5/10
3/10
Central High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1880

Materials

  • Foundation: Brick/Mortar,Concrete Perimeter,Mixed
  • Construction materials: Dry Wall,Clapboard,Shingles,Wood

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Gas Water Heater,Dishwasher,Disposal,Range Hood,Microwave,Oven/Range,Refrigerator
  • Laundry features: In Building

Basement

  • Has basement: Yes
  • Basement: Full,Interior Entry,Unfinished,Storage Space,Utility

Bathroom

  • Level: Third

Bedrooms & Bathrooms

  • Bathrooms: 1
  • Full bathrooms: 1

Dining Area

  • Level: Third

Features

  • Wall (Dry Wall),Stairs,Plumbing (Mixed)
  • Window features: Insulated Windows
  • Flooring: Ceramic Tile,Hardwood,Marble
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 609

Heating & Cooling

  • Heating features: Natural Gas,Baseboard,Central
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 609
  • Total interior livable area: 609 sqft

Kitchen

  • Level: Third

Kitchen

  • Level: Third

Other

  • Level: Lower

Storage

  • Level: Lower

Property

Accessibility

  • Accessibility features: One Level

Details

  • Parcel number: PROVM32L294UE
  • Other equipment: Cable TV

Features

  • Stories: 1
  • Entry location: First Floor Access
  • Fencing: Fenced

Lot

  • Features: Local Historic District,Corner Lot,Paved,Sidewalks

Parking

  • Total spaces: 1
  • Parking features: No Garage,Assigned,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,364$16,368
Home Insurance *$162$1,944
Property Taxes $316$3,792
Electricity $389$4,675
Total$2,231$26,772
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,491/yr
40% on housing$66,930/yr
45% on housing$59,493/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$443This listing

vs Other Active Listings

Avg $/sqft

ZIP 02909$243
Providence County$248

vs Homes Sold Last Month

Median $/sqft

ZIP 02909$214
Providence County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$269,900
2026-05-31Listed for sale$279,900
2023-06-07Listing removed--
2023-05-09Listed for rent$1,650
2023-04-26Listing removed--
2023-04-17Listed for rent$1,650
2019-10-15Sold$148,000
2004-04-14Sold$154,500

For Sale by Agent

AgentJoseph Pytka
BrokerageRE/MAX ONE

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