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1426 Oneal Rd, Hixson, TN, 37343

3beds
2baths
2,056sqft
$415,900
$202price/sqft
$2,908/moest. monthly cost
$116,320/yrincome needed

About This Home

What's special This inviting single-story home, built in 2005, with three bedrooms and two full bathrooms offers a thoughtfully designed layout for easy living and everyday comfort!. As you enter, you're welcomed by a foyer that opens into a spacious living area featuring large windows that bring in abundant natural light. The open floor plan creates a seamless flow between the living, dining, and kitchen areas-perfect for entertaining guests, hosting family gatherings, or simply enjoying a relaxed night at home. The adjacent spacious primary suite on the main level offers convenience and privacy, making it an ideal retreat at the end of the day. The en-suite bathroom is a true retreat with a double vanity, a large amount of storage and walk-in shower. The two other bedrooms and bath offer a comfortable, private space for family or visitors. The modern kitchen is well-appointed with Corian countertops, large island, appliances, and ample cabinetry, making it both functional and stylish. Hardwood flooring throughout the main living areas adds warmth and a contemporary touch. Step outside onto the expansive back deck where you can enjoy peaceful views offering privacy, space, and a perfect setting for outdoor relaxation or entertaining. Whether you envision weekend barbecues, a fire pit area, or space to play and unwind, this yard offers endless possibilities, with additional rear 24x16 workshop storage providing room for tools, hobbies, or seasonal items. Move-in ready and thoughtfully updated, this home offers the perfect blend of comfort, function, and flexibility to fit your lifestyle! Property Taxes: Hamilton County - $1579.36 Chattanooga - $2194.60

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

4/10
Dupont Elementary SchoolGrades PK-50.7 mi
5/10
Hixson Middle SchoolGrades 6-82.6 mi
7/10
Hixson High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 2005

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range / Oven,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Tile,Carpet,Hardwood,Linoleum / Vinyl

Heating & Cooling

  • Heating features: Heat pump,Electric
  • Cooling features: Central

Interior Area

  • Total interior livable area: 2,056 sqft

Property

Details

  • Parcel number: 109LF02001

Features

  • Exterior features: Vinyl,Wood

Lot

  • Lot size: 0.43 Acres

Parking

  • Parking features: Garage - Attached,Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Earthquake
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,103$25,236
Home Insurance $167$2,004
Property Taxes $463$5,556
Electricity $175$2,103
Total$2,908$34,896

Income You'd Need if You Spent...

35% on housing$99,702/yr
40% on housing$87,240/yr
45% on housing$77,546/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$202This listing

vs Other Active Listings

Avg $/sqft

ZIP 37343$176
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37343
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-23Listed for sale$415,900

For Sale by Owner

AgentProperty Owner
BrokerageCarver & Associates Real Estate Management

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