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411 Gary St, Whitmire, SC, 29178

2beds
1baths
1,498sqft
$125,000
$83price/sqft
$1,015/moest. monthly cost
$40,600/yrincome needed

About This Home

2 Bedroom, 1 bath home located in downtown Whitmire. Has an additional room that could be a third bedroom. office or large walk-in closet. Vinyl siding with a covered front porch and back porch. Workshop off laundry room. Storage. Shed is in side yard. Hardwood floors throughout. Large eat in kitchen. All appliances convey. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1950

Materials

  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range,Self Clean,Smooth Surface,Dishwasher,Dryer,Refrigerator,Washer,Microwave Countertop,Electric Water Heater
  • Laundry features: Utility Room,Main Level

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: Bath-Shared,Tray Ceiling(s),Closet-Private,Floors-Hardwood
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Features

  • Ceiling Fan(s),Built-in Features
  • Flooring: Vinyl,Hardwood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Central,Heat Pump 1st Lvl
  • Cooling features: Central Air,Heat Pump 1st Lvl

Interior Area

  • Total structure area: 1,498
  • Total interior livable area: 1,498 sqft

Kitchen

  • Features: Eat-in Kitchen,Counter Tops-Formica,Floors-Vinyl,Backsplash-Other,Cabinets-Painted,Ceiling Fan(s)
  • Level: Main

Living Room

  • Features: Fireplace,Floors-Hardwood
  • Level: Main

Master Bedroom

  • Features: Tray Ceiling(s),Closet-Private,Floors-Hardwood
  • Level: Main

Property

Details

  • Parcel number: 314166

Features

  • Stories: 1

Lot

  • Lot size: 0.33 Acres

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Lightning
Tornado
Earthquake
Hail
Hurricane
Heat Wave
Strong Wind

FEMA Declared Disasters in Newberry County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $632$7,584
Home Insurance *$124$1,488
Property Taxes $55$660
Electricity $204$2,449
Total$1,015$12,180
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,800/yr
40% on housing$30,450/yr
45% on housing$27,066/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.9%
5.9%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$83This listing

vs Other Active Listings

Avg $/sqft

ZIP 29178$56
Newberry County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 29178$112
Newberry County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-29Price change$125,000
2026-06-23Listed for sale$145,000
2024-01-12Sold$79,000
2021-03-12Sold$51,645
2021-02-08Listed for sale$58,500
2007-12-11Sold$50,000

For Sale by Agent

AgentKim Sligh
BrokerageLinda Renwick Realty Inc

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