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1520 Boundary St, Newberry, SC, 29108

4beds
4baths
4,514sqft
$300,000
$66price/sqft
$2,274/moest. monthly cost
$90,960/yrincome needed

About This Home

Step back in time with the Francis B. Higgins House, the oldest documented dwelling in Newberry, South Carolina, built circa 1820. Rich in character and legacy, this remarkable property reflects the early introduction of Federal and Greek Revival architectural styles to the region and carries the historical significance of Francis B. Higgins, a respected attorney, planter, and county commissioner in equity. Listed on the Historic Registry of Homes in Newberry County, this home stands as a true testament to the area’s heritage. Situated on 1.7 acres, spacious living, featuring four bedrooms, four full bathrooms, two living rooms, a library, and a charming back porch perfect for quiet evenings. A detached garage apartment behind the home provides additional living space or rental potential and is ready for renovation. Modern updates such as air conditioning have been thoughtfully added, while much of the home’s original character remains intact. The interior is primed for restoration, offering the perfect opportunity for a new owner to bring their vision to life while preserving a piece of Newberry’s storied past. Don’t miss your chance to own this historic landmark and create your own chapter in its over 200-year legacy. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

3/10
Newberry Middle SchoolGrades 6-81.2 mi
2/10
Newberry High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1820

Materials

  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Laundry Closet,Heated Space,Main Level

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: Bath-Private,Ceiling Fan(s),Closet-Private
  • Level: Second

Bedroom3

  • Features: Ceiling Fan(s),Closet-Private,Floors-Hardwood
  • Level: Second

Bedroom4

  • Features: Ceiling Fan(s),Closet-Private,Floors-Hardwood
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 1

Dining Room

  • Features: Molding
  • Level: Main

Features

  • Ceiling Fan(s)
  • Flooring: Carpet,Hardwood,Laminate
  • Number of fireplaces: 2
  • Fireplace features: Gas Log-Natural
  • Fireplace: Yes
  • Attic: Storage

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,514
  • Total interior livable area: 4,514 sqft

Kitchen

  • Features: Eat-in Kitchen,Counter Tops-Formica,Floors-Laminate,Cabinets-Glazed,Ceiling Fan(s)
  • Level: Main

Living Room

  • Features: Fireplace,Floors-Hardwood,Molding,Ceiling Fan(s)
  • Level: Main

Master Bedroom

  • Features: Bath-Private,Ceiling Fan(s)
  • Level: Second

Property

Details

  • Parcel number: 3436212

Features

  • Stories: 2
  • Patio & porch: Patio
  • Fencing: Partial

Lot

  • Lot size: 1.76 Acres

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Tornado
Earthquake
Hail
Heat Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters in Newberry County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$192$2,304
Property Taxes $132$1,584
Electricity $434$5,208
Total$2,274$27,288
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,965/yr
40% on housing$68,220/yr
45% on housing$60,640/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.9%
5.9%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$66This listing

vs Other Active Listings

Avg $/sqft

ZIP 29108$164
Newberry County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 29108$127
Newberry County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-25Price change$300,000
2026-05-27Listed for sale$330,000
2026-05-20Pending sale$330,000
2026-05-05Contingent$330,000
2026-02-04Listed for sale$330,000
2026-02-02Contingent$330,000
2026-01-10Price change$330,000
2025-09-05Listed for sale$390,000

For Sale by Agent

AgentMaribel Garcia Mundy
BrokerageFathom Realty SC LLC

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