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369 Fanning Bend Dr, Winchester, TN, 37398

4beds
5baths
2,376sqft
$899,000
$378price/sqft
$6,642/moest. monthly cost
$265,680/yrincome needed

About This Home

Beautiful lakeview home located in the desirable Fanning Bend community. This 4 bedroom, 4.5 bath property features a functional floor plan with 3 en-suite bedrooms, offering comfort and privacy for family and guests. Enjoy scenic water views of Tim's Ford Lake from the screened-in back porch, perfect for relaxing or entertaining. Outdoor features include a grilling deck overlooking the lake and an additional patio off the basement. The full basement includes a dedicated garage space, perfect for storing your golf cart—which is included with the home for easy access around the neighborhood. Boating enthusiasts will love the deeded boat slip equipped with a HydroHoist boat lift, making lake days effortless and enjoyable. When you’re ready to unwind, take a short golf cart ride to the community clubhouse, where you’ll find a well-appointed gathering space and a sparkling swimming pool—ideal for relaxing or socializing with neighbors. This is more than a home—it’s a lifestyle. Don’t miss your chance to own a slice of waterfront paradise in Fanning Bend.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
4/10
North Middle SchoolGrades 6-86.2 mi
4/10
Franklin Co High SchoolGrades 9-127.4 mi

Construction

Condition

  • Year built: 2016

Materials

  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Dishwasher,Dryer,Microwave,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s),Entrance Foyer,Extra Closets,High Ceilings
  • Flooring: Carpet,Wood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 684
  • Finished area above ground: 1,692

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,376
  • Total interior livable area: 2,376 sqft

Property

Details

  • Parcel number: 053K A 09800 000
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 2
  • Pool features: Association
  • Patio & porch: Porch,Covered,Patio,Deck,Screened
  • Exterior features: Dock
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front
  • Topography of land: Views

Lot

  • Lot size: 0.34 Acres
  • Features: Views
  • Lot size dimensions: 99.45 x 140 IRR

Parking

  • Total spaces: 1
  • Parking features: Basement
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Tornado
Winter Weather
Drought
Ice Storm
Lightning

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,545$54,540
Home Insurance $440$5,280
Property Taxes $1,464$17,568
Electricity $193$2,316
Total$6,642$79,704

Income You'd Need if You Spent...

35% on housing$227,725/yr
40% on housing$199,260/yr
45% on housing$177,120/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$378This listing

vs Other Active Listings

Avg $/sqft

ZIP 37398$210
Franklin County$203

vs Homes Sold Last Month

Median $/sqft

ZIP 37398$211
Franklin County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-24Listed for sale$929,000
2017-08-21Sold$520,000

For Sale by Agent

AgentAshley Lynch
BrokerageLynch Rigsby Realty & Auction, LLC

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