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198 Wilkinson Rd, Cottontown, TN, 37048

3beds
3baths
2,577sqft
$625,000
$243price/sqft
$4,312/moest. monthly cost
$172,480/yrincome needed

About This Home

Welcome home to this beautifully maintained, move-in-ready country residence just minutes from I-65 for an easy commute to Nashville or the Kentucky state line. The main level features hardwood floors (2022), dining room, cozy family room with Fireplace, a bright eat-in kitchen, and an updated hall bath (2026). The main-floor primary suite includes an updated bath and easy access to laundry room with new tile (2022). Upstairs, a versatile flex space offers a 4th room/office/bonus room complete with a full bath, 2nd full living with 2nd Fireplace, surround sound and a bar where the mini-fridge and floating shelves convey. Downstairs enjoy a full basement & attached garage. Serene backyard includes new deck stairs (2025), fresh landscaping (2025), and an adorable shed equipped with power and water. Major system updates include new HVAC (2022), a roof replacement (2022), and new smoke/carbon monoxide detectors (2026). Smart additions like two Nest thermostats and a Ring doorbell stay with the home.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

9/10
8/10
6/10
White House High SchoolGrades 9-124.2 mi

Construction

Condition

  • Year built: 2006

Materials

  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Microwave

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 3

Features

  • Flooring: Carpet,Wood,Tile
  • Number of fireplaces: 2
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area above ground: 2,577

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,577
  • Total interior livable area: 2,577 sqft

Property

Details

  • Parcel number: 057 00309 000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 1.35 Acres

Parking

  • Total spaces: 10
  • Parking features: Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 8

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,160$37,920
Home Insurance $222$2,664
Property Taxes $721$8,652
Electricity $209$2,512
Total$4,312$51,744

Income You'd Need if You Spent...

35% on housing$147,840/yr
40% on housing$129,360/yr
45% on housing$114,986/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$243This listing

vs Other Active Listings

Avg $/sqft

ZIP 37048$251
Sumner County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 37048$234
Sumner County$228

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$599,900
2026-07-29Listed for sale$625,000
2018-11-30Sold$295,000
2018-10-16Price change$299,900
2018-09-20Listed for sale$309,000
2007-03-06Sold$199,900

For Sale by Agent

AgentHelen T. Timberlake
BrokerageWhite House Realtors

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