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149 Apple Lake Dr, Bluff City, TN, 37618

3beds
2baths
1,485sqft
$389,500
$262price/sqft
$2,491/moest. monthly cost
$99,640/yrincome needed

About This Home

Welcome to Apple Lake , a highly desirable community offering comfort and low maintenance living. This ONE LEVEL 3 bedroom, 2 bath patio home features an open floor plan ; a well appointed kitchen with nice cabinetry, granite countertops, refrigerator, range, and dishwasher. The laundry area includes the washer and dryer. The kitchen flows into a welcoming dining area. There is a mantel and gas logs in the great room. The spacious primary bedrooms features a tray ceiling, large bath, w/separate shower , a jetted tub, and walk-in closet. The tall ceilings in Living & Dining have recessed lighting. .The sunroom leads to a covered patio. Plantation shutters accent the windows. .Enjoy quiet evenings on a covered patio.. You will have very low maintenance with the BRICK EXTERIOR. There is a 2 car attached garage with attic access. Enjoy your free time where the lawn mowing is taken care of. , Buyer/Buyer agent to verify ALL information.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

7/10
Avoca Elementary SchoolGrades PK-51.8 mi
7/10
Tennessee High SchoolGrades 9-126.6 mi

Construction

Condition

  • Property condition: Above Average
  • Year built: 2006

Materials

  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: PUD,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Luxury Vinyl,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 1,485
  • Total interior livable area: 1,485 sqft

Property

Details

  • Parcel number: 067 064.35
  • Zoning: R 3

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Back,Front Patio,Patio
  • Topography of land: Level

Lot

  • Lot size: 2,178 sqft
  • Lot size dimensions: PUD

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Strong Wind

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,969$23,628
Home Insurance $156$1,872
Property Taxes $191$2,292
Electricity $175$2,103
Total$2,491$29,892

Income You'd Need if You Spent...

35% on housing$85,405/yr
40% on housing$74,730/yr
45% on housing$66,426/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$262This listing

vs Other Active Listings

Avg $/sqft

ZIP 37618$158
Sullivan County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 37618$164
Sullivan County$155

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Listed for sale$389,500
2023-03-24Sold$340,000
2023-02-17Contingent$340,000
2023-02-14Listed for sale$340,000
2006-07-26Sold$169,900

For Sale by Agent

AgentMarie Hodge
BrokerageBerkshire HHS, Jones Property Group

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