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20700 E Lakeshore Dr, Spicewood, TX, 78669

2beds
4baths
2,640sqft
$865,000
$328price/sqft
$6,316/moest. monthly cost
$252,640/yrincome needed

About This Home

Beautiful Two-Story Home with Lake Travis Views and Boat Slip Enjoy breathtaking Lake Travis views from this stunning two-story home featuring a covered boat slip and private water access. The spacious layout includes three bedrooms—two on the main floor and a private primary suite downstairs. A gourmet kitchen opens to the living room and terrace, offering seamless indoor-outdoor living with panoramic lake views. The home also features a media room with projector and screen, a two-bay workshop, and covered parking—perfect for both relaxation and functionality in a premier lakeside setting.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

9/10
8/10
Lake Travis High SchoolGrades 9-126.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1996

Materials

  • Foundation: Slab
  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Electric Oven,Built-In Electric Range,Dishwasher,Disposal,Electric Cooktop,Exhaust Fan,Microwave,Oven,Electric Oven,Plumbed For Ice Maker,RNGHD,Refrigerator,Vented Exhaust Fan,Electric Water Heater

Bedroom

  • Features: Natural Woodwork,Recessed Lighting
  • Level: Main

Bedroom

  • Features: Ceiling Fan(s),High Ceilings
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s),Corain Counters
  • Window features: Aluminum Frames
  • Flooring: Laminate

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 2,640 sqft

Kitchen

  • Features: Corian Counters,CRWN,Galley Type Kitchen,Natural Woodwork,Open to Family Room,Pantry,Plumbed for Icemaker,Recessed Lighting
  • Level: Main

Media Room

  • Features: Bookcases,Ceiling Fan(s),Natural Woodwork,Wired for Sound
  • Level: Lower

Primary Bathroom

  • Features: Bookcases,Ceiling Fan(s),Corian Counters
  • Level: Lower

Primary Bathroom

  • Features: Bookcases,Corian Counters,Full Bath,Natural Woodwork,Recessed Lighting,Walk-In Closet(s),Walk-in Shower
  • Level: Lower

Primary Bedroom

  • Features: Ceiling Fan(s)
  • Level: Lower

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 01588803110000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Terrace
  • Exterior features: Balcony,Boat Lift,Boat Slip
  • Fencing: None
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front
  • Waterbody name: Lake Travis

Lot

  • Lot size: 1.10 Acres
  • Features: Back Yard,Few Trees,Front Yard,Interior Lot,Trees-Heavy,Views

Parking

  • Total spaces: 3
  • Parking features: Carport,Door-Multi,Driveway,Garage,Gravel,Outside
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Hail
Tornado
Heat Wave
Wildfire

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,373$52,476
Home Insurance *$449$5,388
Property Taxes $1,205$14,460
Electricity $289$3,478
Total$6,316$75,792
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$216,548/yr
40% on housing$189,480/yr
45% on housing$168,426/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$328This listing

vs Other Active Listings

Avg $/sqft

ZIP 78669$483
Travis County$334

vs Homes Sold Last Month

Median $/sqft

ZIP 78669$267
Travis County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-02Price change$865,000
2025-07-24Listed for sale$915,000

For Sale by Agent

AgentDavid Board
BrokerageKeller Williams Realty

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