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302 Tower Rd, Rio Vista, TX, 76093

2beds
2baths
1,234sqft
$190,000
$154price/sqft
$1,630/moest. monthly cost
$65,200/yrincome needed

About This Home

Charming Texas character meets modern comfort in this beautifully updated 1940 home located in the heart of the small town of Rio Vista. Offering 1,234 square feet, this 2 bedroom, 2 bath home features a spacious layout with timeless charm and thoughtful updates throughout. The bright, open kitchen showcases granite countertops, a farmhouse sink perfectly placed beneath the window, and all stainless steel appliances. The open living and dining spaces create an inviting atmosphere while maintaining the warm character expected in a historic Texas home. The oversized primary suite features vaulted ceilings and a large ensuite bath complete with a jetted tub, granite countertops, and stylish vessel sinks. Utility room is conveniently located just off the primary bath. Improvements include updated fixtures, vinyl plank flooring in the main living areas, and carpet in the bedrooms. A durable metal roof and Trane HVAC unit add long-term value and peace of mind. Outside, enjoy mature trees, a welcoming covered front porch, and the charm of small-town living while still being conveniently located for an easy commute. This home offers the perfect blend of Texas history, character, and modern updates in the peaceful community of Rio Vista.

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

5/10
6/10
Rio Vista Middle SchoolGrades 6-80.6 mi
6/10
Rio Vista High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Decorative/Designer Lighting Fixtures,Granite Counters
  • Flooring: Carpet,Tile,Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 1,234 sqft

Living Room

  • Level: First
  • Dimensions: 99 x 99

Master Bedroom

  • Level: First
  • Dimensions: 0 x 0

Property

Details

  • Parcel number: 126423601010

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 9,713 sqft

Parking

  • Parking features: Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Wildfire
    WildfireRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Wildfire
Hail
Heat Wave
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$147$1,764
Property Taxes $285$3,420
Electricity $238$2,859
Total$1,630$19,560
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,885/yr
40% on housing$48,900/yr
45% on housing$43,466/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.6%
5.6%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 5.9%
5.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$154This listing

vs Other Active Listings

Avg $/sqft

ZIP 76093$161
Johnson County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 76093$209
Johnson County$170

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-12Listed for sale$190,000
2018-06-25Listing removed$124,500
2018-04-24Pending sale$124,500
2018-01-29Price change$124,500
2018-01-05Listed for sale$129,900

For Sale by Agent

AgentSavannah Johnson
BrokerageRefuge Real Estate

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