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3022 21st STREET, Racine, WI, 53403

2beds
1baths
882sqft
$208,500
$236price/sqft
$1,599/moest. monthly cost
$63,960/yrincome needed

About This Home

Opportunity meets potential in this charming 2-bedroom ranch! Arched doorways and hardwood floors add character throughout the home. The kitchen offers a newer stainless steel stove and refrigerator plus offers a cozy nook for your dining table. The spacious primary bedroom features a large closet and the full bath includes a beautiful tiled tub surround. A furnace just one year old adds peace of mind. The unfinished basement offers plenty of room for storage today and possibilities for additional living space in the future. Outside, you'll find a 1-car garage plus additional yard space extending north of the garage--ready for gardens, outdoor living or your own ideas. A great opportunity to make this home your own!

Getting Around

57
WalkingSomewhat Walkable
43
TransitSome Transit
70
BikeVery Bikeable

Schools

1/10
5/10
Park High SchoolGrades 7-121.1 mi

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1946

Materials

  • Construction materials: Aluminum Siding,Aluminum/Steel,Aluminum Trim

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Window A/C,Dryer,Microwave,Oven,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Block,Full,Sump Pump

Bathroom

  • Features: Shower Over Tub

Bedroom2

  • Level: Main
  • Area: 121

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 35

Features

  • Flooring: Wood

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 882
  • Total interior livable area: 882 sqft

Kitchen

  • Level: Main
  • Area: 99

Living Room

  • Level: Main
  • Area: 121

Master Bedroom

  • Level: Main
  • Area: 165

Property

Details

  • Parcel number: 14160003
  • Zoning: R3

Features

  • Levels: One
  • Stories: 1
  • Living area range: 751-1000

Lot

  • Lot size: 4,791 sqft
  • Lot size dimensions: 40 x 119

Parking

  • Total spaces: 1
  • Parking features: Garage Door Opener,Detached,1 Car
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Hail
Heat Wave
Winter Weather
Tsunami

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,054$12,648
Home Insurance *$124$1,488
Property Taxes $250$3,000
Electricity $171$2,054
Total$1,599$19,188
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,822/yr
40% on housing$47,970/yr
45% on housing$42,640/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$236This listing

vs Other Active Listings

Avg $/sqft

ZIP 53403$302
Racine County$249

vs Homes Sold Last Month

Median $/sqft

ZIP 53403$159
Racine County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-27Listed for sale$208,500
2025-07-07Sold$185,000
2025-06-18Pending sale$179,900
2025-06-16Listed for sale$179,900

For Sale by Agent

AgentJessica Smith
BrokerageShorewest Realtors, Inc.

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