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293 SW Pagoda Terrace, Port Saint Lucie, FL, 34984

5beds
2baths
2,548sqft
$549,999
$216price/sqft
$4,338/moest. monthly cost
$173,520/yrincome needed

About This Home

Assumable mortgage at 3.125%! Welcome to this beautifully designed 5-bedroom, 2-bath home that perfectly blends comfort, style, and functionality. Situated on a generous lot with ample space to add a pool, garden, or custom outdoor entertaining area, this property offers endless possibilities to grow and enjoy. Step inside to an inviting open-concept floor plan featuring high ceilings and abundant natural light, creating a bright and airy atmosphere throughout. The kitchen flows seamlessly into the dining and living areas, making it ideal for entertaining family and friends. A dedicated office provides the perfect work-from-home space or flex room, while spacious closets in every bedroom ensure exceptional storage. The 2-car garage adds convenience and additional room for tools, hobbies, or recreational gear. Whether hosting lively gatherings or enjoying quiet evenings at home, this property offers the space and versatility you need--inside and out.

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

4/10
5/10
Northport K-8 SchoolGrades PK-83.2 mi
3/10

Construction

Condition

  • Property condition: Resale
  • Year built: 2005

Materials

  • Roof: Composition,Shingle
  • Construction materials: Block,Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Range,Electric Water Heater,Free-Standing Freezer,Microwave,Refrigerator,Water Heater,Washer
  • Laundry features: Inside,Laundry Closet

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 5

Features

  • Breakfast Bar,Built-in Features,Breakfast Area,Closet Cabinetry,Entrance Foyer,Eat-in Kitchen,High Ceilings,Kitchen Island,Main Level Primary,Split Bedrooms,Tub Shower,Walk-In Closet(s)
  • Window features: Metal,Single Hung
  • Flooring: Vinyl,Wood
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,506
  • Total interior livable area: 2,548 sqft

Kitchen

  • Level: Main
  • Area: 132
  • Dimensions: 12 X 11

Living Room

  • Level: Main
  • Area: 392
  • Dimensions: 28 X 14

Master Bedroom

  • Level: Main
  • Area: 224
  • Dimensions: 16 X 14

Property

Details

  • Parcel number: 342058501700009
  • Zoning: RS-2PS

Features

  • Levels: One
  • Stories: 1
  • Entry location: Entry Level Living Area Y
  • Patio & porch: Patio
  • Exterior features: Outdoor Living Area,Room For Pool
  • Fencing: Fenced
  • Waterfront features: None

Lot

  • Lot size: 10,000 sqft
  • Features: < 1/4 Acre

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in St. Lucie County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$365$4,380
Property Taxes $936$11,232
Electricity $256$3,077
Total$4,338$52,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$148,731/yr
40% on housing$130,140/yr
45% on housing$115,680/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.7%
14.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.7%
8.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$216This listing

vs Other Active Listings

Avg $/sqft

ZIP 34984$300
St. Lucie County$217

vs Homes Sold Last Month

Median $/sqft

ZIP 34984$232
St. Lucie County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-20Price change$549,999
2026-02-26Listed for sale$559,999
2025-11-12Listing removed$568,000
2025-09-09Price change$568,000
2025-08-14Listed for sale$577,700
2020-04-01Sold$272,500
2020-02-19Pending sale$274,900
2019-12-14Price change$274,900
2019-11-18Price change$279,900
2019-11-05Price change$294,500
2019-10-23Price change$299,237
2019-10-10Listed for sale$311,000
2019-07-24Sold$200,100
2019-07-02Price change$247,305
2019-06-29Price change$248,867
2019-06-26Price change$249,964
2019-06-19Price change$248,137
2019-06-15Price change$247,505
2019-06-14Price change$245,665
2019-06-13Price change$245,777
2019-06-11Listed for sale--
2005-09-12Sold$275,000
2005-08-08Sold$228,400

For Sale by Agent

AgentStephanie Mordes
BrokerageAquantis Realty LLC

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