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5648 Spanish River Rd, Fort Pierce, FL, 34951

5beds
3baths
2,461sqft
$414,900
$169price/sqft
$3,069/moest. monthly cost
$122,760/yrincome needed

About This Home

Nestled within one of the area's most desirable guard-gated communities, where winding sidewalks weave around sparkling lakes & evening strolls become part of your daily routine, this beautifully maintained home offers the perfect blend of elegance and comfort. A grand formal living & dining room welcome you inside, while soaring ceilings & abundant natural light create an open, airy feel that continues throughout both levels. The spacious eat-in kitchen showcases granite countertops, rich dark wood cabinetry & overlooks the inviting family room, making it the true heart of the home. Upstairs, all four bedrooms provide privacy, including an impressive primary retreat feat. tray ceilings, dual vanities, a jetted soaking tub, separate walk-in shower & an enormous walk-in closet designed to accommodate every season. Laminate flooring flows throughout the main living areas with tile in the wet areas for easy maintenance. water heater, tile roof, and hurricane shutters for added peace of mind. Enjoy the security, beauty, and resort-style atmosphere of this exceptional gated community while being conveniently located near shopping, dining, schools, and everything Florida living has to offer.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2005

Materials

  • Roof: Tile
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator
  • Laundry features: In Unit

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),Open Floorplan,Primary Bathroom - Tub with Shower,Primary Downstairs,Split Bedrooms,Vaulted Ceiling(s),Walk-In Closet(s)
  • Flooring: Laminate,Tile,Vinyl

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 2,461 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 131250300440005
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Exterior features: Other

Lot

  • Lot size: 6,534 sqft
  • Features: Few Trees,Sprinklers In Front

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in St. Lucie County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,097$25,164
Home Insurance *$397$4,764
Property Taxes $328$3,936
Electricity $247$2,972
Total$3,069$36,828
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,222/yr
40% on housing$92,070/yr
45% on housing$81,840/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.7%
14.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.7%
8.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$169This listing

vs Other Active Listings

Avg $/sqft

ZIP 34951$132
St. Lucie County$217

vs Homes Sold Last Month

Median $/sqft

ZIP 34951$194
St. Lucie County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Price change$414,900
2026-07-22Price change$429,900
2025-10-13Pending sale$399,000
2025-10-08Sold$340,000
2025-08-09Listing removed$2,750
2025-08-03Price change$350,000
2025-07-31Listed for rent$2,750
2025-07-22Listed for sale$399,000
2024-09-06Listing removed$410,000
2024-07-01Listed for sale$410,000
2024-05-20Listing removed--
2024-05-16Listing removed--
2024-04-15Price change$410,000
2024-03-17Listed for rent$2,600
2024-03-14Listed for sale$420,000
2024-02-13Listing removed--
2021-02-12Sold$260,000
2021-01-13Contingent$268,000
2020-12-24Listed for sale$268,000
2020-05-09Listing removed$259,900
2020-05-09Price change$259,900
2020-05-07Price change$249,900
2020-03-29Price change$259,900
2020-01-30Price change$264,900
2020-01-14Listed for sale$269,900
2018-07-21Sold$1,800
2010-03-02Sold$117,000
2006-09-11Sold$298,000
2006-01-04Sold$210,900

For Sale by Agent

AgentLisa Lantrip
BrokerageReal Broker, LLC

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