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6004 Spring Lake Terrace, Fort Pierce, FL, 34951

5beds
3baths
2,853sqft
$400,000
$140price/sqft
$3,008/moest. monthly cost
$120,320/yrincome needed

About This Home

Welcome to this move-in ready, spacious residence offering five bedrooms and three bathrooms, thoughtfully designed for comfort and flexibility. A convenient main-level bedroom and full bath provide an ideal option for guests, a home office, or multigenerational living. The kitchen is well-appointed with stainless steel appliances, a pantry, and both casual dining and breakfast counter seating. Tile flooring enhances the main living areas, while the upper level features comfortable carpeting throughout. A versatile loft provides additional space, perfect for a home office or reading retreat. Outside you'll enjoy the private patio surrounded by lush landscaping, creating a tranquil outdoor setting. The home includes a three-car garage. Located within an inviting, 24/7 guard-gated community, residents enjoy access to exceptional amenities, including a waterfront clubhouse, resort-style pool, game room, event space with kitchen, fitness center, tennis courts, and playground. The low HOA fees conveniently include irrigation water. Ideally situated with close proximity to the beach and I-95.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
5/10
Dan Mccarty SchoolGrades 6-88.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2005

Materials

  • Roof: Tile
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Range,Microwave,Refrigerator,Washer
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Inside,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 3
  • Main level bedrooms: 5

Features

  • Bathtub,Dining Area,Separate/Formal Dining Room,Dual Sinks,Garden Tub/Roman Tub,High Ceilings,Kitchen/Dining Combo,Pantry,Split Bedrooms,Soaking Tub,Separate Shower,Walk-In Closet(s)
  • Window features: Sliding
  • Flooring: Carpet,Parquet,Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 3,544
  • Total interior livable area: 2,853 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 131250301580007
  • Zoning: Planned Un
  • Special condition: Standard,Listed As-Is

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Association
  • Patio & porch: Patio
  • Exterior features: Outdoor Living Area
  • Has view: Yes
  • View description: Garden

Lot

  • Lot size: 6,098 sqft
  • Features: Interior Lot,Landscaped,< 1/4 Acre

Parking

  • Total spaces: 6
  • Parking features: Attached,Driveway,Garage,Garage Door Opener,Paver Block
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in St. Lucie County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$383$4,596
Property Taxes $316$3,792
Electricity $287$3,445
Total$3,008$36,096
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,131/yr
40% on housing$90,240/yr
45% on housing$80,213/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.7%
14.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.7%
8.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$140This listing

vs Other Active Listings

Avg $/sqft

ZIP 34951$132
St. Lucie County$217

vs Homes Sold Last Month

Median $/sqft

ZIP 34951$194
St. Lucie County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$400,000
2026-01-29Listing removed$2,600
2025-12-01Price change$2,600
2025-09-12Price change$2,700
2025-08-19Listed for rent$2,800
2025-08-01Listing removed$415,000
2025-05-29Price change$415,000
2025-03-27Price change$420,000
2025-01-28Listed for sale$424,999
2025-01-25Listing removed$2,550
2025-01-24Price change$2,550
2024-12-27Listed for rent$2,600
2024-12-07Listing removed$2,600
2024-11-20Listed for rent$2,600
2024-11-19Listing removed$2,600
2024-10-25Listed for rent$2,600
2024-10-02Listing removed$2,650
2024-05-17Price change$2,650
2024-04-06Price change$2,700
2024-02-23Listed for rent$2,800
2023-09-07Listing removed--
2023-08-21Listed for rent$2,800
2023-02-06Listing removed--
2022-10-14Listed for rent$2,600
2021-02-09Listing removed--
2014-04-29Sold$123,150
2005-11-10Sold$365,000
2005-09-12Sold$212,800

For Sale by Agent

AgentKarl Taylor
BrokerageRedfin Corporation

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