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261 SW Palm Drive #205, Port Saint Lucie, FL, 34986

1beds
1baths
868sqft
$169,000
$195price/sqft
$1,314/moest. monthly cost
$52,560/yrincome needed

About This Home

Charming 1-bedroom, 1-bath condo located on the second floor in the heart of Saint Lucie West. This middle unit features cozy carpet flooring and a functional layout. Enjoy the convenience of in-unit laundry and easy access to nearby shopping, dining, and entertainment. The community offers great amenities including a pool, gym, tennis court, picnic area, and playground—perfect for an active lifestyle. Ideal for investors or those seeking a low-maintenance property in a prime location.

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

5/10
Northport K-8 SchoolGrades PK-82.3 mi
6/10
Parkway Elementary SchoolGrades PK-52.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2005

Materials

  • Construction materials: Block

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Electric Range,Microwave,Refrigerator,Washer
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Tub Shower,Walk-In Closet(s)
  • Flooring: Carpet

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 967
  • Total interior livable area: 868 sqft

Kitchen

  • Level: Main
  • Area: 80
  • Dimensions: 8 X 10

Living Room

  • Level: Main
  • Area: 235.6
  • Dimensions: 19 X 12.4

Master Bedroom

  • Level: Main
  • Area: 184
  • Dimensions: 16 X 11.5

Property

Details

  • Parcel number: 332580202930009
  • Zoning: Genera

Features

  • Pool features: Association
  • Waterfront features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in St. Lucie County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $854$10,248
Home Insurance *$130$1,560
Property Taxes $133$1,596
Electricity $197$2,366
Total$1,314$15,768
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,051/yr
40% on housing$39,420/yr
45% on housing$35,040/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.7%
14.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.7%
8.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$195This listing

vs Other Active Listings

Avg $/sqft

ZIP 34986$193
St. Lucie County$218

vs Homes Sold Last Month

Median $/sqft

ZIP 34986$199
St. Lucie County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-15Listed for sale$169,000
2025-10-01Listing removed$173,500
2025-09-02Price change$173,500
2025-06-09Listed for sale$178,500
2009-05-20Sold$42,500
2009-03-02Sold$31,000
2006-11-01Sold$190,600

For Sale by Agent

AgentFranchesca Martens
BrokerageHelios Realty Services LLC

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