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306 Garner St, Thomaston, GA, 30286

6beds
3baths
2,666sqft
$389,000
$146price/sqft
$2,763/moest. monthly cost
$110,520/yrincome needed

About This Home

Dual-Dwelling Opportunity - Perfect for Rental Income or Multi-Generational Living! Discover the possibilities with this unique property featuring two separate dwellings, ideal for extended family, rental income, or even a private guest space! The first home offers 3 bedrooms and 2 full bathrooms, while the second home provides 3 bedrooms and 1 full bathroom-both beautifully renovated with fresh paint and new flooring throughout. Each dwelling is individually fenced with gated access, giving you the flexibility to maintain privacy or create a shared living space as needed. Nestled in a charming and quiet neighborhood, this property offers the perfect blend of comfort and versatility. Whether you're looking for an investment opportunity or a place to call home, this dual-dwelling setup provides endless possibilities. Schedule your showing today!

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

--
Upson-Lee Primary SchoolGrades PK-23.3 mi
5/10
Upson-Lee Middle SchoolGrades 6-83.3 mi
4/10
Upson-Lee High SchoolGrades 9-123.4 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1900

Materials

  • Roof: Other
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Brick 4 Side
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Microwave,Oven,Refrigerator
  • Laundry features: Mud Room

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Features: Separate Room

Features

  • Roommate Plan,Split Bedroom Plan,Tile Bath
  • Flooring: Hardwood,Tile
  • Attic: Pull Down Stairs
  • Finished area below ground: 956
  • Finished area above ground: 1,710

Heating & Cooling

  • Heating features: Heat Pump,Other
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,666
  • Total interior livable area: 2,666 sqft

Kitchen

  • Features: Breakfast Area,Breakfast Bar,Kitchen Island,Pantry,Second Kitchen

Property

Details

  • Parcel number: 043B 126

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch
  • Fencing: Back Yard,Chain Link,Fenced,Front Yard

Lot

  • Lot size: 2,047 sqft
  • Features: Level

Parking

  • Parking features: Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Hail
Heat Wave
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,966$23,592
Home Insurance *$276$3,312
Property Taxes $262$3,144
Electricity $259$3,108
Total$2,763$33,156
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,731/yr
40% on housing$82,890/yr
45% on housing$73,680/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 4.9%
4.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$146This listing

vs Other Active Listings

Avg $/sqft

ZIP 30286$131
Upson County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 30286$144
Upson County$157

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Price change$389,000
2026-04-06Listed for sale$399,900
2026-02-19Listing removed$399,900
2025-04-13Price change$399,900
2025-02-19Listed for sale$425,000
2019-09-09Sold$77,000

For Sale by Agent

AgentNiki D Reynolds
BrokerageSinglepoint Realty

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