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657 Tom McKinley Rd, Thomaston, GA, 30286

3beds
2baths
1,541sqft
$239,900
$156price/sqft
$1,763/moest. monthly cost
$70,520/yrincome needed

About This Home

Beautifully Renovated All-Brick Home on 1.5 Acres in Upson County Move right into this fully renovated all-brick home, perfectly situated on 1.5 level acres in the heart of Upson County. Conveniently located just half a mile from Upson-Lee Schools, this property offers the ideal balance of modern updates, quality construction, and everyday convenience. Major improvements have already been taken care of, including a brand-new HVAC system and a new architectural shingle roof, providing long-term peace of mind. Inside, you'll find a completely updated interior featuring fresh finishes, updated fixtures, and contemporary details that create a bright, clean, and welcoming living space. Set in a quiet, family-friendly neighborhood, the property offers plenty of room to enjoy outdoor living-whether relaxing, entertaining, or simply appreciating the space and privacy that 1.5 acres provides. Turn-key homes with this level of renovation, acreage, and location are rare. Don't miss this opportunity to own a beautifully updated home in sought-after Upson County.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

5/10
Upson-Lee Middle SchoolGrades 6-82.0 mi
4/10
Upson-Lee High SchoolGrades 9-120.6 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1994

Materials

  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Brick 4 Side,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Oven/Range (Combo)
  • Laundry features: Laundry Closet

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • Other
  • Flooring: Laminate
  • Finished area below ground: 0
  • Finished area above ground: 1,541

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,541
  • Total interior livable area: 1,541 sqft

Kitchen

  • Features: Breakfast Area

Property

Details

  • Parcel number: 057A 012

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 1.46 Acres
  • Features: Level

Parking

  • Parking features: Parking Pad
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Hail
Heat Wave
Inland Flooding
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$170$2,040
Property Taxes $161$1,932
Electricity $219$2,637
Total$1,763$21,156
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,445/yr
40% on housing$52,890/yr
45% on housing$47,013/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 4.9%
4.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$156This listing

vs Other Active Listings

Avg $/sqft

ZIP 30286$131
Upson County$136

vs Homes Sold Last Month

Median $/sqft

ZIP 30286$144
Upson County$157

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-09Listed for sale$239,900
2026-02-09Listing removed$242,000
2025-10-28Price change$242,000
2025-08-08Listed for sale$252,000
2025-04-08Sold$165,000
2025-03-18Pending sale$185,000
2025-01-27Price change$185,000
2024-12-03Listed for sale$195,000
2024-09-04Listing removed$195,000
2024-08-30Price change$195,000
2024-04-17Listed for sale$225,000
2024-04-08Pending sale$225,000
2024-01-12Price change$225,000
2023-12-02Listed for sale$265,000

For Sale by Agent

AgentPaul Riceman
BrokerageGeorgia Hometown Realty

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