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2657 W Thomas St #2E, Chicago, IL, 60622

3beds
4baths
2,200sqft
$700,000
$318price/sqft
$4,878/moest. monthly cost
$195,120/yrincome needed

About This Home

Spacious duplex up 3 bed, 3.1 bath penthouse filled with natural light in the bright and walkable Humboldt Park neighborhood. Enter your high ceiling living room with built-in bookshelves and a gas starter wood burning fireplace. The open-concept space transitions into the chef's kitchen with high-end appliances and ample storage space on the granite peninsula and pantry. Leading into the dining room, connected to a half bath and down the hall from a utility closet housing a HVAC, hot water heater and washer-dryer, all under 3 years old. Next is one of two primary suites with walk-in closets, attached bathrooms, and walk-out wooden decks. On the second floor is a third bedroom, a third full bathroom and a loft-style family room with built-in entertainment center. Gaze out at the two story tall double set of windows facing a street with lush greenery spilling over from the community garden next door. The unit comes with a one-car spot in a garage and more storage in the basement storage unit.

Getting Around

79
WalkingVery Walkable
68
TransitGood Transit
92
BikeBiker's Paradise

Schools

4/10
Chopin Elementary SchoolGrades PK-80.4 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Property subType: Condominium,Duplex,Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Refrigerator,Washer,Dryer,Stainless Steel Appliance(s),Range Hood
  • Laundry features: Main Level,Washer Hookup,In Unit

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Storage Space,Walk-Out Access

Bedroom2

  • Features: Flooring (Hardwood),Window Treatments (Window Treatments)
  • Level: Third
  • Area: 182
  • Dimensions: 14X13

Bedroom3

  • Features: Flooring (Hardwood),Window Treatments (Window Treatments)
  • Level: Third
  • Area: 143
  • Dimensions: 13X11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Deck

  • Features: Flooring (Wood Laminate)
  • Level: Second
  • Area: 96
  • Dimensions: 12X8

Dining Room

  • Features: Flooring (Hardwood),Window Treatments (Shades)
  • Level: Second
  • Area: 198
  • Dimensions: 18X11

Family Room

  • Features: Flooring (Hardwood),Window Treatments (Shades)
  • Level: Third
  • Area: 238
  • Dimensions: 17X14

Features

  • Walk-In Closet(s),Center Hall Plan,Granite Counters,Separate Dining Room
  • Window features: Skylight(s)
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,200
  • Total interior livable area: 2,200 sqft

Kitchen

  • Features: Kitchen (Eating Area-Breakfast Bar,Galley,Granite Counters,Pantry),Flooring (Hardwood),Window Treatments (Window Treatments)
  • Level: Second
  • Area: 150
  • Dimensions: 15X10

Laundry

  • Features: Flooring (Hardwood),Window Treatments (Window Treatments)
  • Level: Third
  • Area: 96
  • Dimensions: 12X8

Living Room

  • Features: Flooring (Hardwood),Window Treatments (Curtains/Drapes)
  • Level: Second
  • Area: 225
  • Dimensions: 15X15

Master Bedroom

  • Features: Flooring (Hardwood),Window Treatments (Window Treatments),Bathroom (Full)
  • Level: Third
  • Area: 182
  • Dimensions: 14X13

Other

  • Features: Flooring (Wood Laminate)
  • Level: Third
  • Area: 108
  • Dimensions: 12X9

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 16014090581003
  • Special condition: None
  • Other equipment: Intercom,Ceiling Fan(s)

Features

  • Patio & porch: Deck
  • Has spa: Yes
  • Spa features: Indoor Hot Tub

Lot

  • Features: Corner Lot,Mature Trees

Parking

  • Total spaces: 1
  • Parking features: Concrete,Yes,Garage Owned,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$161$1,932
Property Taxes $1,009$12,108
Electricity $169$2,030
Total$4,878$58,536
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$167,245/yr
40% on housing$146,340/yr
45% on housing$130,080/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$318This listing

vs Other Active Listings

Avg $/sqft

ZIP 60622$420
Cook County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 60622$408
Cook County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$675,000
2026-06-16Listed for sale$700,000
2020-09-04Sold$485,000
2020-06-29Pending sale$495,000
2020-05-12Price change$495,000
2020-03-04Listed for sale$505,000
2019-10-04Listing removed$505,000
2019-07-16Price change$505,000
2019-04-15Price change$519,900
2019-04-15Pending sale$535,000
2019-04-03Listed for sale$535,000
2009-11-19Sold$360,000
2005-06-29Sold$420,000

For Sale by Agent

AgentSohaib Qadri
BrokerageCentury 21 Universal

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