23363 Circle Ln, Elkhart, IN, 46514
About This Home
Conveniently located between Cobblestone Crossing and Greenleaf BLVD, this solid brick mid-century ranch offers main-level living on a spacious lot bordering a park and creek. The home features a well equipped 3-car garage, large rooms, updated windows, newer carpet, furnace, central air, added attic insulation, an EverDry-treated basement, in-ground sprinkler system, back patio with electric awning, and a large garden shed. A brand-new roof with transferable warranty provides added peace of mind. The full basement offers excellent future potential and already features a nonconforming bedroom plus ½ bath. Meticulously maintained and move-in ready, this property presents an unusual opportunity to enjoy a well-cared-for home while building equity through future improvements. Ideal location, quality construction, and strong long-term potential make this a property worth seeing!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1963
Materials
- Roof: Shingle
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Disposal,Microwave,Refrigerator,Washer,Built-In Gas Grill,Dryer-Electric,Iron Filter-Well Water,Electric Range,Gas Water Heater,Water Softener Owned
- Laundry features: Electric Dryer Hookup,Main Level
Basement
- Has basement: Yes
- Basement: Full,Unfinished,Block
Bedroom1
- Level: Main
Bedroom2
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 1
- 1/2 bathrooms: 2
- Main level bedrooms: 2
Dining Room
- Level: Main
- Area: 210
Features
- Main Level Bedroom Suite
- Door features: ENERGY STAR Qualified Doors,Insulated Doors
- Window features: Double Pane Windows,ENERGY STAR Qualified Windows,Insulated Windows,Window Treatments
- Flooring: Carpet,Vinyl
- Number of fireplaces: 1
- Fireplace features: Living Room,Gas Log
- Fireplace: Yes
- Finished area below ground: 120
- Finished area above ground: 1,614
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 3,041
- Total interior livable area: 1,734 sqft
Kitchen
- Level: Main
- Area: 144
Living Room
- Level: Main
- Area: 288
Property
Details
- Parcel number: 200235401035.000026
- Other equipment: Sump Pump+Battery Backup
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
Lot
- Lot size: 0.75 Acres
- Features: Irregular Lot,Sloped,0-2.9999
Parking
- Total spaces: 3
- Parking features: Attached,Asphalt
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Hail
- Inland Flooding
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,365 | $16,380 |
| Home Insurance * | $142 | $1,704 |
| Property Taxes | $118 | $1,416 |
| Electricity | $184 | $2,212 |
| Total | $1,809 | $21,708 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-14 | Listed for sale | $270,000 |
| 2003-03-10 | Sold | $125,000 |
For Sale by Agent
View on Zillow