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58413 Crossview Ln, Osceola, IN, 46561

6beds
4baths
3,744sqft
$479,000
$128price/sqft
$3,356/moest. monthly cost
$134,240/yrincome needed

About This Home

**PRICE DROP AND BRAND NEW CARPET!!!** Seller is willing to give decorating allowance with acceptable offer. Hey Jimtown Jimmies! If you’ve been looking for a spacious home with room for everyone, this one in The Refuge is a must see. Offering potentially 6-7 bedrooms, 4 full bathrooms, and an incredible amount of finished living space, this beautifully updated 2-story has space for it all. Featuring many updates within the last 5-6 years, the home offers a functional layout with modern finishes throughout. The main level features a huge living room with luxury vinyl plank flooring, formal dining room, main floor laundry, and a stunning kitchen with quartz countertops, gas stove, tons of cabinetry, and included appliances. The main floor primary suite offers a spacious bedroom, walk-in closet, double vanity, and tiled walk-in shower — perfect for convenience and privacy. Upstairs you’ll find additional oversized bedrooms with endless flexibility for home offices, playrooms, workout spaces, or larger families. The finished basement adds even more living space with multiple potential bedrooms, egress windows, a large full bath with walk-in shower, and den area. Outside you’ll love the fenced-in backyard, deck, shed, beautifully maintained landscaping with concrete border edging, and excellent curb appeal. Additional highlights include a new roof, new A/C, epoxy garage flooring, dishwasher, 2 sump pumps, and dual 75-gallon water heaters. If you need space, updates, and versatility all in one home — this could be the one.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

--
6/10
4/10
Jimtown High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 2004

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Dryer-Gas,Gas Oven
  • Laundry features: Gas Dryer Hookup,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Concrete,Sump Pump

Bedroom1

  • Level: Main

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 270

Family Room

  • Level: Basement
  • Area: 225

Features

  • 1st Bdrm En Suite,Ceiling Fan(s),Walk-In Closet(s),Stone Counters,Double Vanity,Stand Up Shower,Tub/Shower Combination,Main Level Bedroom Suite,Formal Dining Room
  • Flooring: Carpet,Vinyl
  • Finished area below ground: 1,233
  • Finished area above ground: 2,511

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,034
  • Total interior livable area: 3,744 sqft

Kitchen

  • Level: Main
  • Area: 225

Living Room

  • Level: Main
  • Area: 315

Property

Details

  • Parcel number: 200522151026.000001

Features

  • Levels: Two and Half Story
  • Stories: 2
  • Patio & porch: Deck,Porch Covered
  • Fencing: Full,Privacy

Lot

  • Lot size: 0.48 Acres
  • Features: Irregular Lot,Landscaped
  • Lot size dimensions: 102x200

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Hail
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,422$29,064
Home Insurance *$253$3,036
Property Taxes $338$4,056
Electricity $343$4,118
Total$3,356$40,272
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$115,062/yr
40% on housing$100,680/yr
45% on housing$89,493/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 4.6%
4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$128This listing

vs Other Active Listings

Avg $/sqft

ZIP 46561$173
Elkhart County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 46561$143
Elkhart County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-15Price change$479,000
2026-05-12Listed for sale$484,000
2020-10-19Sold$335,000
2020-08-24Price change$339,000
2020-07-02Listed for sale$349,000
2019-04-12Listing removed$38,000
2019-03-14Listed for sale$38,000
2012-11-07Listing removed$180,000
2012-10-12Listed for sale$180,000
2011-04-22Listing removed$185,000
2011-03-03Price change$185,000
2011-01-21Listed for sale$184,900

For Sale by Agent

AgentChelsea Revella
BrokerageMcKinnies Realty, LLC Elkhart

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