4006 Belle Meade Cir, Belmont, NC, 28012
About This Home
Beautifully maintained brick-front home in the highly desirable Belle Meade community offering timeless curb appeal, a flexible floor plan, and incredible potential to make it your own. This 5-bedroom, 3-full-bath home features 2,663 square feet with 9-foot ceilings on the main level, upgraded moldings, and spacious living areas designed for both everyday living and entertaining. The main level includes hardwood floors, formal living and dining spaces, a large family room with gas fireplace, and a well-appointed kitchen with generous cabinetry, ample counter space, and an open flow into the main living area. A main-level bedroom with full bath creates the perfect guest suite, office, or playroom flexibility. Upstairs, the spacious primary suite is complemented by additional bedrooms and functional living space for growing families or guests. Enjoy outdoor living on the rear deck overlooking the private backyard, all conveniently located just minutes from downtown Belmont, shopping, dining, parks, and top-rated schools. To help showcase the home’s potential, virtual renderings have been created illustrating how the property could look with fresh paint colors and select cosmetic updates, offering buyers inspiration while preserving the home’s strong existing character and quality construction.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2003
Materials
- Foundation: Crawl Space
- Construction materials: Brick Partial,Vinyl
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Electric Cooktop,Exhaust Fan,Gas Water Heater,Ice Maker,Microwave,Refrigerator,Wall Oven
- Laundry features: Laundry Room
Bathroom Full
- Level: Main
Bedroom S
- Level: Main
Bedroom S
- Level: Upper
Bedroom S
- Level: Upper
Bedroom S
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
- Main level bedrooms: 1
Breakfast
- Level: Main
Dining Room
- Level: Main
Features
- Kitchen Island,Pantry,Walk-In Closet(s)
- Flooring: Carpet,Vinyl,Wood
- Fireplace features: Gas Log
- Attic: Pull Down Stairs
- Finished area below ground: 0
- Finished area above ground: 2,663
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total structure area: 2,663
- Total interior livable area: 2,663 sqft
Kitchen
- Level: Main
Laundry
- Level: Upper
Living Room
- Level: Main
Office
- Level: Main
Primary Bedroom
- Level: Upper
Property
Details
- Parcel number: 190155
- Zoning: R2
- Special condition: Standard
- Exclusions: Draperies & Rods in Dining Room,Guest Bedrooms,Office & Primary Bedroom
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck
Lot
- Lot size: 0.36 Acres
- Lot size dimensions: 56 x 150
Parking
- Total spaces: 2
- Parking features: Driveway,Attached Garage,Garage on Main Level
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Gaston County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,881 | $34,572 |
| Home Insurance * | $164 | $1,968 |
| Property Taxes | $492 | $5,904 |
| Electricity | $248 | $2,976 |
| Total | $3,785 | $45,420 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-30 | Price change | $569,900 |
| 2026-02-20 | Listed for sale | $575,000 |
| 2005-09-13 | Sold | $280,000 |
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