414 Ridge St, Stanley, NC, 28164
About This Home
Beautifully updated home in Stanley, NC featuring modern upgrades throughout! This property showcases fresh interior paint, brand new kitchen cabinets, and a fully renovated bathroom with new shower/tub and vanity. Some plumbing updates have also been completed, giving buyers added peace of mind. Enjoy a comfortable and functional layout filled with natural light, creating a warm and inviting atmosphere from the moment you walk in. Step outside to a spacious yard—perfect for weekend BBQs, family gatherings, or simply unwinding after a long day. Located in a quiet, growing community, this home offers the charm of small-town living while still providing convenient access to Charlotte, shopping, and dining. Move-in ready and designed for everyday comfort, this is an excellent opportunity you don’t want to miss!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1930
Materials
- Foundation: Crawl Space
- Roof: Composition
- Construction materials: Brick Full,Vinyl
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Range,Refrigerator
- Laundry features: Mud Room
Bathroom Full
- Level: Main
Bedroom S
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 2
Dining Room
- Level: Main
Features
- Flooring: Vinyl,Wood
- Finished area below ground: 0
- Finished area above ground: 964
Heating & Cooling
- Heating features: Central,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 964
- Total interior livable area: 964 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Primary Bedroom
- Level: Main
Property
Details
- Parcel number: 133822
- Zoning: R1
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Entry location: Main
- Patio & porch: Front Porch
- Exterior features: Storage
Lot
- Lot size: 0.23 Acres
- Lot size dimensions: 10019
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Gaston County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,061 | $12,732 |
| Home Insurance * | $69 | $828 |
| Property Taxes | $210 | $2,520 |
| Electricity | $200 | $2,405 |
| Total | $1,540 | $18,480 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-07 | Price change | $220,000 |
| 2026-03-18 | Listed for sale | $230,000 |
| 2024-04-05 | Sold | $175,000 |
| 2024-01-30 | Pending sale | $179,900 |
| 2024-01-13 | Listed for sale | $179,900 |
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