1528 S Point Rd, Belmont, NC, 28012
About This Home
Excellent opportunity in Belmont! This recently updated bungalow sits on over 1.3 acres, and simply has it all. Step past your rocking chair front porch into your cozy, yet spacious living space. Host the whole family in the entertainer's kitchen, featuring freshly painted cabinets, gleaming hardware and backsplash, can lights, a gas range and an oversized farm sink. The primary bedroom boasts cathedral ceilings, a walk-in closet, and a fully updated en suite with new tile and hardware. This charmer has another large bedroom, a half bath, and a fully finished attic, great for storage. But outside is where the party is at! Private extended patio with a built-in bar, with a newly wired pergola for lighting and TV. Multiple outbuildings, including a usable space perfect for an at home office or gym. Large storage barns/sheds and another outbuilding with plumbing. Schedule your showing today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1937
Materials
- Foundation: Crawl Space
- Construction materials: Vinyl
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Gas Range,Refrigerator with Ice Maker,Washer/Dryer
- Laundry features: Mud Room
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bedrooms: 2
Features
- Flooring: Vinyl
- Fireplace features: Family Room
- Attic: Finished
- Finished area below ground: 0
- Finished area above ground: 1,068
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 1,068
- Total interior livable area: 1,068 sqft
Primary Bedroom
- Features: En Suite Bathroom
- Level: Main
- Area: 177.19
- Dimensions: 15' 1" X 11' 9"
Property
Details
- Parcel number: 189939
- Zoning: R1A
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered,Deck,Front Porch,Patio
- Exterior features: Fire Pit
Lot
- Lot size: 1.30 Acres
- Features: Level
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Gaston County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,920 | $23,040 |
| Home Insurance * | $109 | $1,308 |
| Property Taxes | $217 | $2,604 |
| Electricity | $200 | $2,405 |
| Total | $2,446 | $29,352 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-06 | Price change | $379,900 |
| 2026-06-06 | Listed for sale | $399,900 |
| 2022-04-20 | Sold | $350,000 |
| 2022-03-22 | Contingent | $339,900 |
| 2022-03-19 | Listed for sale | $339,900 |
| 2020-03-05 | Sold | $178,500 |
| 2011-01-28 | Sold | $93,000 |
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