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307 S Ransom St, Gastonia, NC, 28052

4beds
2baths
1,385sqft
$254,900
$184price/sqft
$1,824/moest. monthly cost
$72,960/yrincome needed

About This Home

This fully renovated home offers 4 bedrooms and 2 bathrooms with a thoughtfully designed, upgraded kitchen at the heart of the home. The floor plan is both spacious and cozy, creating a welcoming environment for relaxing or hosting guests. Modern updates, comfortable living spaces, and move-in-ready condition make this property an exceptional place to call home.

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

6/10
2/10
Hunter Huss High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Slab
  • Construction materials: Vinyl,Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Refrigerator with Ice Maker,Washer/Dryer
  • Laundry features: Utility Room

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 4

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,385

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,385
  • Total interior livable area: 1,385 sqft

Property

Details

  • Parcel number: 107686
  • Zoning: DAYC2
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main

Lot

  • Lot size: 0.23 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Inland Flooding
Tornado

FEMA Declared Disasters in Gaston County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,288$15,456
Home Insurance *$109$1,308
Property Taxes $227$2,724
Electricity $200$2,405
Total$1,824$21,888
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,537/yr
40% on housing$54,720/yr
45% on housing$48,640/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$184This listing

vs Other Active Listings

Avg $/sqft

ZIP 28052$123
Gaston County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 28052$192
Gaston County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Price change$254,900
2026-03-12Price change$263,900
2026-02-14Listed for sale$267,900
2026-01-21Listing removed$271,900
2025-10-02Listed for sale$271,900
2025-10-01Listing removed$274,900
2025-06-27Price change$274,900
2025-06-03Price change$277,900
2025-05-15Price change$278,900
2025-04-01Listed for sale$279,900
2025-04-01Listing removed$284,900
2025-03-13Price change$284,900
2025-02-14Price change$297,900
2024-09-07Listed for sale$299,900
2024-08-02Listing removed$305,000
2024-07-11Price change$310,000
2024-06-01Listed for sale$325,000
2023-11-30Sold$135,000
2023-09-11Listed for sale$149,999
2015-03-11Sold$26,000

For Sale by Agent

AgentRotem Eckman
BrokerageLPT Realty, LLC

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