225 Ferstl Ave, Belmont, NC, 28012
About This Home
HUGE VALUE ADD OPPORTUNITY! There is an unfinished basement the size of 1,163 square ft that could be completed making this home a total of 3,486 square ft upon completion of the basement. Opportunity awaits in this spacious 2,323 sq. ft. home in desirable Belmont! Conveniently located just minutes from the highway and adjacent to brand-new medical offices and the YMCA, this property offers excellent accessibility and long-term potential. The main level features 3 bedrooms and 2 full bathrooms, plus an office located in the basement that is currently being used by the tenant as a bedroom, providing additional flexible living space. The home offers a functional layout and solid bones but is in need of cosmetic updates throughout, making it an excellent opportunity for investors, renovators, or buyers looking to add value. Major improvements include a new roof installed in 2025. The HVAC system was installed in 2011 and is reported to be operating well. Investors are welcome—the current tenant would like to remain in the home and is paying $1,900 per month on a month-to-month lease, offering immediate rental income potential. Please note: The property is tenant occupied. All showings must be scheduled in advance and confirmed prior to access. Home is being sold as-is.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1954
Materials
- Foundation: Crawl Space
- Construction materials: Vinyl
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: None
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Interior Entry,Partially Finished,Storage Space,Walk-Out Access
Bathroom Full
- Level: Main
Bathroom Full
- Level: Main
Bathroom Half
- Level: Basement
Bedroom S
- Level: Main
Bedroom S
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bedrooms: 3
Dining Room
- Level: Main
Features
- Finished area below ground: 469
- Finished area above ground: 1,854
Heating & Cooling
- Heating features: Central,Heat Pump,Natural Gas
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 1,854
- Total interior livable area: 2,323 sqft
Kitchen
- Level: Main
Laundry
- Level: Basement
Living Room
- Level: Main
Office
- Level: Basement
Primary Bedroom
- Level: Main
Property
Details
- Parcel number: 312998
- Zoning: R1
- Special condition: Undisclosed
Features
- Levels: Two
- Stories: 2
Lot
- Lot size: 0.47 Acres
Parking
- Total spaces: 1
- Parking features: Driveway,Garage on Main Level
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Gaston County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,668 | $20,016 |
| Home Insurance * | $95 | $1,140 |
| Property Taxes | $271 | $3,252 |
| Electricity | $216 | $2,596 |
| Total | $2,250 | $27,000 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-25 | Listed for sale | $330,000 |
| 2024-02-21 | Sold | $325,000 |
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