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1610 Stone Pine Dr, Gastonia, NC, 28056

4beds
3baths
2,423sqft
$479,000
$198price/sqft
$3,098/moest. monthly cost
$123,920/yrincome needed

About This Home

Tucked on an exceptional interior homesite in a quiet, established neighborhood, this beautifully maintained home offers the perfect blend of privacy, space, and comfort. A thoughtfully designed floor plan features a sought-after main-level primary suite, spacious gathering areas, and a well-appointed kitchen with granite countertops that opens seamlessly to the breakfast area and great room—ideal for both everyday living and entertaining. Upstairs, you'll find three additional bedrooms, a versatile bonus room, and abundant storage, providing flexible space for family, guests, hobbies, or a home office. Step outside and enjoy one of the neighborhood's most desirable yards. The expansive backyard offers exceptional privacy with plenty of room to relax, entertain, or garden. Multiple outdoor living spaces include a covered porch, open patio, and a private area perfectly suited for the hot tub. Conveniently located just 8 miles from the Botanical Gardens and vibrant downtown Gastonia, approximately 7 miles from the public marina and waterfront dining at Papa Doc's on Lake Wylie, and about 12 miles to Steel Creek, this home offers the perfect balance of peaceful living and easy access to shopping, dining, recreation, and everyday conveniences.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

5/10
10/10
Cramerton Middle SchoolGrades 6-84.3 mi
4/10
Forestview High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 2001

Materials

  • Foundation: Crawl Space
  • Construction materials: Brick Full

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Range,Gas Water Heater,Oven
  • Laundry features: Laundry Room,Main Level

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Bonus Room

  • Level: Upper

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Flooring: Carpet,Tile,Wood
  • Fireplace features: Family Room
  • Finished area below ground: 0
  • Finished area above ground: 2,423

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,423
  • Total interior livable area: 2,423 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 192986
  • Zoning: R1H
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Front Porch,Rear Porch
  • Has spa: Yes

Lot

  • Lot size: 0.34 Acres

Parking

  • Total spaces: 4
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Ice Storm

FEMA Declared Disasters in Gaston County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,422$29,064
Home Insurance *$173$2,076
Property Taxes $278$3,336
Electricity $225$2,708
Total$3,098$37,176
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,217/yr
40% on housing$92,940/yr
45% on housing$82,613/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$198This listing

vs Other Active Listings

Avg $/sqft

ZIP 28056$169
Gaston County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 28056$192
Gaston County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-08Pending sale$479,000
2026-07-29Listed for sale$479,000
2016-11-14Sold$273,000
2016-07-07Listed for sale$274,990
2004-06-28Sold$225,500
2002-08-27Sold$240,000
2001-04-25Sold$28,500

For Sale by Agent

AgentDenise Gordon
BrokerageCOMPASS

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