




5 S 1st St, Belmont, NC, 28012
About This Home
Welcome to 5 South First Street, a well-maintained 4-bedroom, 2-bath single-story home offering flexibility, functionality, and income potential in a convenient Belmont location. Whether you’re searching for a primary residence, short-term rental opportunity, or investment property, this home provides a variety of options to fit your goals. The open-concept layout creates an easy flow between the main living areas, making the home feel bright, inviting, and well-suited for both everyday living and entertaining. With four bedrooms and two full bathrooms, the floor plan offers versatility for families, guests, or potential rental configurations. Previously operated as a successful short-term rental, the property is well-positioned for continued Airbnb use or long-term rental income, while still offering a comfortable layout for owner-occupants. The setup allows for a seamless transition depending on how the next owner chooses to utilize the space. Recent improvements include fresh interior paint, updated carpet, new front landscaping, and the addition of a fire pit, enhancing both curb appeal and outdoor enjoyment. Additional upgrades such as a replaced exterior electrical panel, Ring flood light, and EV charger add functionality and convenience for modern living. Outside, the home features a nicely sized backyard with space to relax, entertain, or customize to your liking, and sits on an extra-wide lot compared to many homes on the street, providing added outdoor space and flexibility. Ideally situated at the end of a dead-end street with no through traffic, the property offers added privacy while still being just minutes from downtown Gastonia’s shops, restaurants, and local amenities. Enjoy walkability to nearby attractions, quick access to major highways, and an easy commute to Charlotte and the airport. The home is also located just down the street from the revitalized Chronicle Mill redevelopment, adding to the area’s continued growth and appeal. For added convenience, most of the existing furniture can convey with an acceptable offer, creating a largely turnkey opportunity for investors or buyers looking for a move-in-ready option. Washer and dryer can also be included. Located with easy access to local amenities, shopping, and major routes, this property combines simplicity, flexibility, and strong potential in one package. Schedule your private showing today!
Getting Around
Schools
Construction
Condition
- Year built: 2005
Materials
- Foundation: Slab
- Construction materials: Vinyl
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator
- Laundry features: Inside,Laundry Closet
Bathroom Full
- Level: Main
Bathroom Full
- Level: Main
Bedroom S
- Level: Main
Bedroom S
- Level: Main
Bedroom S
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 4
Dining Area
- Level: Main
Features
- Finished area below ground: 0
- Finished area above ground: 1,313
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 1,313
- Total interior livable area: 1,313 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Primary Bedroom
- Level: Main
Property
Details
- Parcel number: 210675
- Zoning: R1
- Special condition: Standard
Features
- Levels: One
- Stories: 1
Lot
- Lot size: 0.24 Acres
- Features: Level
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Lightning
- Strong Wind
- Tornado
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Gaston County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,815 | $21,780 |
| Home Insurance * | $103 | $1,236 |
| Property Taxes | $308 | $3,696 |
| Electricity | $200 | $2,405 |
| Total | $2,426 | $29,112 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-07 | Listed for sale | $389,000 |
| 2026-04-15 | Contingent | $389,000 |
| 2026-04-13 | Listed for sale | $389,000 |
| 2025-11-20 | Listing removed | $394,900 |
| 2025-10-23 | Listed for sale | $394,900 |
| 2023-05-23 | Listing removed | -- |
| 2023-05-09 | Listed for rent | $1,995 |
| 2022-04-29 | Listing removed | -- |
| 2022-04-22 | Price change | $1,950 |
| 2022-04-09 | Price change | $2,145 |
| 2022-03-25 | Listed for rent | $2,295 |
| 2022-03-23 | Sold | $320,000 |
| 2022-02-22 | Contingent | $295,000 |
| 2022-02-17 | Listed for sale | $295,000 |
| 2012-10-01 | Sold | $175,000 |
