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262 Hiwassee Rd, Crossville, TN, 38572

1beds
1baths
2,432sqft
$199,197
$82price/sqft
$1,493/moest. monthly cost
$59,720/yrincome needed

About This Home

Situated on 5.01 surveyed acres, this property offers a peaceful setting with the Caney Fork River running along the back of the land. The acreage includes mature trees and fruit trees such as apple, peach, and pear, creating a scenic natural environment. The home features multiple living spaces including a 22x23 den with stone and textured walls and a 23x12 dining room. The 12x16 kitchen offers cabinet pantry space and connects to a 12x20 dining area with tile flooring and sliding glass doors. A 12x6 laundry room includes cabinets, shelves, and counter space. A 12x12 bedroom with an attached 6x8 sitting area. Upstairs is a 35-foot loft half-room providing additional flexible space along with a 12x11 storage area. Wood plank flooring is located beneath the carpet in the den area. The bathroom features tile flooring, tile shower, river rock accents, stone flooring, and a single vanity. Outdoor features include a 22x45 back deck, 9x35 covered front porch, and 32x36 side deck. Additional structures on the property include a 28x51 garage, 24x28 tractor shed, 14x10 storage shed, and a 12x22 mother-in-law suite structure. The driveway has room for approximately 15 vehicles. Architectural touches include oak pillars reclaimed from a depot building and cedar pillars on the front porch, giving the home rustic character. Utilities include septic, with electric available at the pole and water connected from the mother-in-law suite line. The property offers space, river access, and a quiet setting in the Crossville area.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

4/10

Construction

Condition

  • Year built: 2009

Materials

  • Roof: Other
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Rustic
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Oven,Range,Refrigerator

Basement

  • Basement: None

Bedroom1

  • Area: 144
  • Dimensions: 12x12

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Den

  • Area: 506
  • Dimensions: 22x23

Dining Room

  • Area: 240
  • Dimensions: 12x20

Features

  • Ceiling Fan(s),Entrance Foyer,Open Floorplan
  • Flooring: Carpet,Wood,Other,Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes
  • Finished area above ground: 2,432

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,432
  • Total interior livable area: 2,432 sqft

Kitchen

  • Area: 192
  • Dimensions: 12x16

Living Room

  • Area: 276
  • Dimensions: 23x12

Property

Details

  • Parcel number: 122 01818 000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 1
  • Patio & porch: Porch,Covered

Lot

  • Lot size: 5.01 Acres
  • Lot size dimensions: ESMT DB 1006/416

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Strong Wind
Winter Weather
Drought
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,007$12,084
Home Insurance $105$1,260
Property Taxes $184$2,208
Electricity $197$2,371
Total$1,493$17,916

Income You'd Need if You Spent...

35% on housing$51,188/yr
40% on housing$44,790/yr
45% on housing$39,813/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$82This listing

vs Other Active Listings

Avg $/sqft

ZIP 38572$99
Cumberland County$170

vs Homes Sold Last Month

Median $/sqft

ZIP 38572$200
Cumberland County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-11Listed for sale$199,197
2006-09-12Sold$51,000

For Sale by Agent

AgentAngel P. Scott
BrokerageeXp Realty

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