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117 Toms Creek Dr, Roan Mountain, TN, 37687

3beds
4baths
4,312sqft
$975,000
$226price/sqft
$7,474/moest. monthly cost
$298,960/yrincome needed

About This Home

NESTLED in the TREES! MUST see in person! Photos can't capture the beauty of the exterior! Motivated Seller!!! Welcome to 117 Toms Creek Drive, a mountain retreat nestled in the heart of Roan Mountain, Tennessee. Located in the desirable Toms Creek community, this property offers the peaceful setting and natural beauty that make Northeast Tennessee so special. Surrounded by rolling mountain scenery and just minutes from Roan Mountain State Park, the Appalachian Trail, and countless outdoor adventures, this home provides an ideal opportunity for those seeking a primary residence, vacation getaway, or investment property. Enjoy the tranquility of mountain living while remaining within a short drive of local amenities, shopping, and dining. Whether you're looking for a place to relax, explore, or create lasting family memories, 117 Toms Creek Drive offers the chance to experience the best of Tennessee's high co

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
6/10
Cloudland High SchoolGrades 7-124.4 mi
6/10
Hampton Elementary SchoolGrades PK-811.2 mi

Construction

Condition

  • Property condition: Above Average
  • Year built: 2000

Materials

  • Foundation: Block
  • Roof: Asphalt,Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Master Downstairs,Entrance Foyer,Kitchen Island,Open Floorplan
  • Window features: Double Pane Windows
  • Flooring: Ceramic Tile,Hardwood

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 5,240
  • Total interior livable area: 4,312 sqft

Master Bedroom

  • Level: Lower

Property

Details

  • Parcel number: 110o B 001.00
  • Zoning: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck,Porch
  • Topography of land: Level

Lot

  • Lot size: 3.98 Acres
  • Lot size dimensions: See acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Ice Storm
Landslide
Tornado
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,930$59,160
Home Insurance $437$5,244
Property Taxes $1,757$21,084
Electricity $350$4,204
Total$7,474$89,688

Income You'd Need if You Spent...

35% on housing$256,251/yr
40% on housing$224,220/yr
45% on housing$199,306/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$226This listing

vs Other Active Listings

Avg $/sqft

ZIP 37687$214
Carter County$172

vs Homes Sold Last Month

Median $/sqft

ZIP 37687$206
Carter County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$885,000
2026-07-17Price change$975,000
2026-06-24Listed for sale$1,000,000
2010-02-16Sold$70,000

For Sale by Agent

AgentSalvatore Malantonio
BrokerageBerkshire Hathaway Greg Cox Real Estate

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