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5292 White Oak Rd, Duff, TN, 37729

2beds
1baths
1,344sqft
$29,900
$22price/sqft
$381/moest. monthly cost
$15,240/yrincome needed

About This Home

This 1.04 acre lot is flat and has a building that is waiting for you to recreate it's potential. Bring your ideas and make it your home. All offers are to be submitted via www.PropOffers.com by the buyer's agent.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

5/10
3/10
Jellico High SchoolGrades 9-126.2 mi

Construction

Condition

  • Year built: 1984

Materials

  • Construction materials: Block,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None

Basement

  • Has basement: Yes
  • Basement: Slab

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Other
  • Fireplace features: None

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 1,344
  • Total interior livable area: 1,344 sqft

Property

Details

  • Parcel number: 023 07601 000

Lot

  • Lot size: 1.04 Acres
  • Features: Irregular Lot

Parking

  • Parking features: Off Street,Main Level

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Hail
Landslide
Wildfire

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $151$1,812
Home Insurance $26$312
Property Taxes $29$348
Electricity $175$2,103
Total$381$4,572

Income You'd Need if You Spent...

35% on housing$13,062/yr
40% on housing$11,430/yr
45% on housing$10,160/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$22This listing

vs Other Active Listings

Avg $/sqft

ZIP 37729$35
Campbell County$204

vs Homes Sold Last Month

Median $/sqft

ZIP 37729$73
Campbell County$184

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-11Listed for sale$29,900
2024-10-31Sold$69,733
2021-12-10Sold$95,000
2021-08-23Pending sale$95,000
2021-08-09Listed for sale$95,000
2006-03-31Sold$68,000

For Sale by Agent

AgentKimberly Bell
BrokerageThe REAL ESTATE Office

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