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2221 E Spruce Street, Seattle, WA, 98122

3beds
4baths
1,500sqft
$739,900
$493price/sqft
$4,573/moest. monthly cost
$182,920/yrincome needed

About This Home

This modern 3-story single-family home in Seattle’s vibrant Central District offers the perfect blend of privacy and open-concept living. Built in 2005, the 1,500sf residence features stunning oak hardwood flooring throughout and a unique layout where each of the three bedrooms serves as a private suite with its own walk-in closet and dedicated bathroom. The ground floor offers a versatile bedroom with direct access to a fully fenced small private patio, while the top floor features two additional bedroom suites with vaulted ceilings and a bright skylight in the primary bath. The 2-level living space, boasts a gourmet kitchen with granite countertops and breakfast bar seating that flows seamlessly into a formal dining area and a living room anchored by a cozy gas fireplace and private balcony. Beyond your doorstep, enjoy unparalleled access to the best of the neighborhood: PCC, coffee shops, restaurants, playground and trails at Powell Barnett Park. With a high walk score and excellent transit links to Downtown and Capitol Hill, this home offers the ultimate urban lifestyle in one of Seattle's most historically rich communities.

Getting Around

89
WalkingVery Walkable
67
TransitGood Transit
96
BikeBiker's Paradise

Schools

6/10
Washington Middle SchoolGrades 6-80.3 mi
8/10
Garfield High SchoolGrades 9-120.1 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Metal/Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: 3 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Washer(s)

Bathroom Full

  • Level: Third

Bathroom Three Quarter

  • Level: Second

Bathroom Three Quarter

  • Level: Main

Bedroom

  • Level: Third

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 1
  • 3/4 bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Flooring: Ceramic Tile,Hardwood

Heating & Cooling

  • Heating features: Radiant,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,500
  • Total interior livable area: 1,500 sqft

Kitchen With Eating Space

  • Level: Second

Master Bedroom

  • Level: Third

Other

  • Level: Second

Property

Details

  • Parcel number: 9826701744
  • Special condition: Standard

Features

  • Patio & porch: Second Kitchen

Lot

  • Lot size: 1,589 sqft
  • Features: Curbs,Paved,Sidewalk

Parking

  • Total spaces: 1
  • Parking features: Attached Garage,Off Street
  • Has garage: Yes
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in King County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,741$44,892
Home Insurance *$122$1,464
Property Taxes $561$6,732
Electricity $149$1,793
Total$4,573$54,876
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$156,788/yr
40% on housing$137,190/yr
45% on housing$121,946/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$493This listing

vs Other Active Listings

Avg $/sqft

ZIP 98122$377
King County$442

vs Homes Sold Last Month

Median $/sqft

ZIP 98122$557
King County$485

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$739,900
2026-04-09Listed for sale$784,900
2011-04-15Sold$260,000
2011-03-26Listed for sale$255,000
2010-12-27Sold$289,800

For Sale by Agent

AgentRosamund Wu
BrokerageJohn L. Scott, Inc.

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