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1897 HICKORY TRACE Drive, Fleming Island, FL, 32003

5beds
3baths
3,340sqft
$499,900
$150price/sqft
$4,025/moest. monthly cost
$161,000/yrincome needed

About This Home

Welcome to 1897 Hickory Trace Drive, nestled in the heart of the desirable River Hills Reserve subdivision of Orange Park, FL 32003. This two-story home spans approximately 3,140 sq ft, built in 2004, and features 4 bedrooms and 3 bathrooms. With a two-car garage and a well-sized corner lot, this residence offers a canvas of space and potential. As you approach the home, you'll notice mature landscaping that frames a home rich in architectural character. Grand arched windows punctuate the front facade and invite light into the double-height entryway. The driveway sweeps toward a two-car garage featuring carriage-style accents, and a smooth walkway leads up to elegant double front doors that hint at the strong bones beneath the surface. Stepping around to the rear, a covered patio awaits--complete with sturdy columns and a vaulted ceiling that stretch out into the open backyard. Here, the yard is level, grassy, and ready for whatever outdoor vision you bring: whether it's a garden retreat, a play area, or an entertaining zone beneath blue skies. Inside, the details remain to be discovered. The home is being sold as-is, and it does require exterior painting and a new roof. Those needs open the door to personal style and customization, allowing you to capture value and make it your own. The location is a strong part of the story. River Hills Reserve is a neighborhood of larger homes, built in the early 2000s, offering generous square footage in a setting that balances tranquility with convenience. The broader area of Orange Park is a well-established suburb of Jacksonville, with a mix of natural beauty, easy access to amenities, and solid community infrastructure. Here's a snapshot of the home's key features: " Over 3,100 sq ft of living space (4 beds / 3 baths) " Built in 2004, two-story structure " Two-car garage with carriage-style detailing " Corner lot with mature landscaping including magnolia trees and flowering shrubs " A covered back patio with vaulted ceiling and sturdy columns - ideal for relaxing or hosting " Open, grassy backyard that invites customization and outdoor enjoyment " Exterior that needs painting and roof replacement - sold as-is, ready for transformation Whether you're drawn by the spacious yard, the strong neighborhood, or the opportunity to apply your own finishing touches, this home presents a chance to build equity and shape your ideal living space. Make the most of the corner lot in River Hills Reserve and bring your vision to life at 1897 Hickory Trace Drive. No sight-unseen offers. Any offer from a buyer who has not physically viewed the property will be rejected. The information provided in this listing is the best of the seller's/ Listing agent knowledge and cannot be exclusively relied on by buyer. Buyer must independently verify all information pertaining to the property. "Seller never occupied. Neither the seller or listing agent make any representations as to the accuracy of any information contained herein. Buyer/buyer agent must conduct their own due diligence, verifications, research and inspections and are relying solely on the results thereof."

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
7/10
Fleming Island High SchoolGrades PK,9-121.6 mi

Construction

Condition

  • Year built: 2004

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 3,340 sqft

Property

Details

  • Parcel number: 17052601426603430

Features

  • Stories: 2

Lot

  • Lot size: 10,454 sqft
  • Lot size dimensions: 0.24

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Lightning
Coastal Flooding
Hurricane
Heat Wave
Tornado
Tsunami

FEMA Declared Disasters in Clay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$348$4,176
Property Taxes $814$9,768
Electricity $336$4,033
Total$4,025$48,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$138,000/yr
40% on housing$120,750/yr
45% on housing$107,333/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.5%
16.5%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.5%
4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$150This listing

vs Other Active Listings

Avg $/sqft

ZIP 32003$234
Clay County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 32003$209
Clay County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-13Pending sale$520,900
2026-05-07Price change$520,900
2026-05-01Listed for sale$548,000
2026-03-11Pending sale$548,000
2026-01-20Price change$548,000
2026-01-06Price change$576,900
2025-12-28Listed for sale$607,000
2025-12-17Pending sale$607,000
2025-11-26Price change$607,000
2025-10-07Listed for sale$598,000
2025-09-25Listing removed$598,000
2025-04-24Listed for sale$598,000
2003-11-06Sold$82,000

For Sale by Agent

AgentWILLIAM E RAMOS
BrokerageINTEGRITY KEY REALTY LLC

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