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412 Arizona Dr, Mexico Beach, FL, 32456

3beds
2baths
2,000sqft
$469,000
$235price/sqft
$3,126/moest. monthly cost
$125,040/yrincome needed

About This Home

ARE YOU LOOKING FOR AN INVESTMENT PROPERTY FOR RENTALS, SECOND VACATION HOME OR NEW FULL TIME HOME BY THE GULF? THIS UNIQUE HOUSE IS PERFECT AND LOCATED IN A SHORT TERM RENTAL AREA OF MEXICO BEACH! The octagonal design lends the house to accommodating several adults or a large family. The master bedroom opens by french doors to an adjacent room (with closet) for another bed and dresser. The second bedroom is adjacent to a second full bath which accommodates the rest of the house with a second door. The loft provides a "Bonus Room" roomy enough for any size bed and dresser(s). The large central living room is furnished with new leather furniture including two loveseats, a large couch and 2 chairs (purchased separately) and a gas fireplace. The dining room offers space for a large table and chairs and opens to a spacious screen porch with a hot tub and room for 6 chairs. The porch has three doors for access to separate sections of the backyard for grilling, a firepit and outdoor dining. The backyard also has privacy fencing on two sides and opens to a vacant lot behind it. The front yard is newly landscaped with maintenance free rock and 8 established palms. The garden plants are care free native perennials. NEW ROOF, NEW AC AND HEAT (May 2023) This Custom built and NEWLY REMODELED OCTAGONAL family home has Solid doors and Hurricane resistant windows, Custom trim, Copper pipes, Plantation shutters, Pergo floors, New exterior and interior paint, Remote ceiling fans. attached 2 car garage, screen porch. Owner will consider including leather furniture and bedroom set. This house is in a residential area approved for SHORT TERM RENTALS. It also has room by garage for a motor home or RV. Just a short walk or quick golf cart ride to the white sands of Mexico Beach or community pet friendly. park.

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

8/10
Tyndall Elementary SchoolGrades PK-816.1 mi
2/10
Rutherford High SchoolGrades 6-1220.4 mi

Construction

Condition

  • Year built: 2006

Materials

  • Roof: Shake / Shingle
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Tile,Other
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat pump,Electric
  • Cooling features: Central

Interior Area

  • Total interior livable area: 2,000 sqft

Property

Details

  • Parcel number: 04973340000

Features

  • Exterior features: Vinyl
  • Has spa: Yes
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 0.25 Acres

Parking

  • Parking features: Garage - Attached,Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Tsunami

FEMA Declared Disasters in Bay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,371$28,452
Home Insurance *$208$2,496
Property Taxes $346$4,152
Electricity $201$2,415
Total$3,126$37,512
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,177/yr
40% on housing$93,780/yr
45% on housing$83,360/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$235This listing

vs Other Active Listings

Avg $/sqft

ZIP 32456$381
Bay County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 32456
Bay County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$469,000
2025-12-26Listed for sale$495,000
2025-10-23Listing removed--
2025-07-25Price change$485,000
2025-05-14Listed for sale$449,000
2025-05-02Listing removed$459,900
2025-03-04Price change$459,900
2025-01-15Price change$469,900
2024-09-03Price change$490,000
2024-06-27Listed for sale$495,000
2024-06-22Listing removed--
2024-06-14Price change$459,900
2024-06-03Price change$489,000
2024-04-29Price change$479,000
2024-03-04Price change$515,000
2024-01-25Price change$485,900
2024-01-20Price change$499,900
2023-11-30Listed for sale$509,000
2023-11-27Listing removed$529,000
2023-09-29Price change$519,900
2023-08-31Price change$529,000
2023-08-19Price change$539,000
2023-07-01Price change$549,000
2023-06-23Listed for sale$568,000
2023-06-18Listing removed--
2019-02-01Sold$200,000

For Sale by Owner

AgentProperty Owner

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