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4 Settle Ln, Bella Vista, AR, 72714

3beds
3baths
3,083sqft
$399,000
$129price/sqft
$2,634/moest. monthly cost
$105,360/yrincome needed

About This Home

Well built custom, one owner home! Come experience all that Bella Vista has to offer with seven Golf Courses, seven Lakes, miles of Mountain Biking Trails and four Restaurants. Mountain Biking trails are close by. The home features three bedrooms, three full baths, formal dining room and eat-in kitchen, finished basement with full bath, heated workshop off basement. Large covered deck on the main level and smaller covered deck on the basement level. This home has lots of potential. Needs some work but here is your chance to add your own personal touches to this custom home. Roof is approximately five years old. Home is being sold "as-is". No Seller Property Disclosure. Seller has never lived in the home.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

7/10
Cooper Elementary SchoolGrades K-43.2 mi
9/10
8/10
Bentonville High SchoolGrades 9-128.9 mi

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Block,Crawlspace
  • Roof: Architectural,Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Disposal
  • Laundry features: Washer Hookup,Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Walk-Out Access,Crawl Space

Bathroom

  • Level: Main

Bathroom

  • Level: Basement

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Bonus Room

  • Level: Basement

Dining Room

  • Level: Main

Eat In Kitchen

  • Level: Main

Features

  • Attic,Ceiling Fan(s),Eat-in Kitchen,Pantry,Split Bedrooms,Storage,Tile Countertop,Tile Counters,Walk-In Closet(s),Window Treatments,Workshop
  • Window features: Blinds
  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Pellet Stove
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,083
  • Total interior livable area: 3,083 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Mud Room

  • Level: Basement

Primary Bathroom

  • Level: Main

Primary Bedroom

  • Level: Main

Utility Room

  • Level: Main

Workshop

  • Level: Basement

Property

Details

  • Parcel number: 1611429000
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Pool,Community
  • Patio & porch: Covered,Deck
  • Exterior features: Concrete Driveway
  • Fencing: None
  • Waterfront features: None

Lot

  • Lot size: 0.33 Acres
  • Features: Cul-De-Sac,City Lot,Subdivision,Sloped

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Circular Driveway,Garage Door Opener
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Winter Weather
Cold Wave
Heat Wave
Strong Wind

FEMA Declared Disasters Across Arkansas Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance $205$2,460
Property Taxes $189$2,268
Electricity $223$2,679
Total$2,634$31,608

Income You'd Need if You Spent...

35% on housing$90,308/yr
40% on housing$79,020/yr
45% on housing$70,240/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$129This listing

vs Other Active Listings

Avg $/sqft

ZIP 72714$193
Benton County$250

vs Homes Sold Last Month

Median $/sqft

ZIP 72714$220
Benton County$211

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$399,000

For Sale by Agent

AgentChris Bartholomew
BrokerageNWA Realty Group, LLC

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