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4 Cummings Ln, Bella Vista, AR, 72715

5beds
3baths
2,416sqft
$351,000
$145price/sqft
$2,299/moest. monthly cost
$91,960/yrincome needed

About This Home

Spacious Bella Vista home with 5 bedrooms, 3 bathrooms, and 2,416 sq ft of all-tile flooring. Features a chain-link fenced backyard, wooded privacy, and a comfortable layout with plenty of space. Incredible location just minutes from Tanyard Creek Nature Trail, the Bella Vista Waterfall, and access to the lake and outdoor activities.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

9/10
8/10
Bentonville High SchoolGrades 9-128.4 mi

Construction

Condition

  • Year built: 1978

Materials

  • Foundation: Block,Crawlspace
  • Roof: Architectural,Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Finished,Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • None
  • Flooring: Tile
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,416
  • Total interior livable area: 2,416 sqft

Property

Details

  • Parcel number: 1605641000
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered
  • Exterior features: Concrete Driveway
  • Fencing: Back Yard,Chain Link

Lot

  • Lot size: 0.30 Acres
  • Features: Not In Subdivision

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Winter Weather
Cold Wave
Heat Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Arkansas Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,774$21,288
Home Insurance $185$2,220
Property Taxes $166$1,992
Electricity $174$2,099
Total$2,299$27,588

Income You'd Need if You Spent...

35% on housing$78,822/yr
40% on housing$68,970/yr
45% on housing$61,306/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$145This listing

vs Other Active Listings

Avg $/sqft

ZIP 72715$189
Benton County$250

vs Homes Sold Last Month

Median $/sqft

ZIP 72715$223
Benton County$211

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-03Listed for sale$356,000
2018-04-23Listing removed$169,900
2017-04-04Listed for sale$169,900
2017-03-01Listing removed$169,900
2016-06-13Listed for sale$169,900

For Sale by Agent

AgentIsmael Salas
BrokerageFathom Realty

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