2124 Sterling Cove Blvd, Panama City Beach, FL, 32407
About This Home
This affordable 2BD/1.5BA beach townhome is located in the gated community of Gates at Sterling Cove. The main level features an open floor plan w a half bath downstairs, while upstairs offers two spacious bedrooms and a full bath. The HOA includes pool access, lawn maintenance, pest control, annual pressure washing, and garbage service--providing easy, low-maintenance living. Conveniently situated near the Navy base, schools, shopping, and more, this property is ideal as an investment or for first-time buyers. Short-term rentals are not permitted. Age, square footage, lot size, and room dimensions are approximate and should be verified if important.
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 2005
Materials
- Foundation: Slab
- Roof: Asphalt
- Construction materials: Vinyl Siding,Wood Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Washer/Dryer Stacked,Electric Cooktop,Electric Oven,Electric Water Heater
- Laundry features: Stacked
Bedroom
- Level: Second
- Dimensions: 14 x 11
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Half Bath
- Level: First
- Dimensions: 6 x 4
Heating & Cooling
- Heating features: Electric
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 1,152
- Total interior livable area: 1,152 sqft
Kitchen
- Level: First
- Dimensions: 17 x 10
Living Room
- Level: First
- Dimensions: 21 x 14
Master Bathroom
- Level: Second
- Dimensions: 9 x 5
Master Bedroom
- Level: Second
- Dimensions: 14 x 11
Property
Details
- Parcel number: 27873020034
- Attached to another structure: Yes
- Zoning description: Resid Single Family
- Special condition: Listed As-Is
Features
- Levels: Two
- Stories: 2
- Pool features: Fenced,In Ground,Community
- Patio & porch: Balcony,Covered,Patio
Lot
- Lot size: 2,970 sqft
- Features: Paved
- Lot size dimensions: 33 x 90
Parking
- Total spaces: 1
- Parking features: Gated
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Coastal Flooding
- Tornado
- Cold Wave
- Heat Wave
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bay County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,314 | $15,768 |
| Home Insurance * | $93 | $1,116 |
| Property Taxes | $267 | $3,204 |
| Electricity | $197 | $2,366 |
| Total | $1,871 | $22,452 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-01 | Listed for sale | $260,000 |
| 2015-06-09 | Listing removed | $1,100 |
| 2015-05-27 | Price change | $1,100 |
| 2015-04-30 | Listed for rent | $1,200 |
| 2015-04-20 | Sold | $112,500 |
| 2015-04-15 | Pending sale | $119,900 |
| 2015-04-15 | Price change | $119,900 |
| 2015-01-20 | Listed for sale | $132,900 |
| 2013-01-01 | Listing removed | $189,900 |
| 2012-12-04 | Listed for sale | $189,900 |
| 2012-07-20 | Listing removed | $189,900 |
| 2012-05-22 | Listed for sale | $189,900 |
| 2011-03-16 | Listing removed | $189,900 |
| 2011-03-13 | Listed for sale | $189,900 |
| 2005-11-01 | Sold | $188,600 |
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