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1301 Beck Ave APT 16, Panama City, FL, 32401

1beds
1baths
603sqft
$139,000
$231price/sqft
$1,205/moest. monthly cost
$48,200/yrincome needed

About This Home

Welcome to 1301 Beck Avenue, Unit 16, a cozy and inviting 1 bedroom, 1 bathroom retreat located in one of the most desirable and walkable areas of town, just steps from the beautiful waters of St. Andrews Bay and the charm of the historic district. This location offers an unbeatable coastal lifestyle where you can enjoy peaceful morning walks along the bay, grab coffee at local cafés, and take in stunning sunset views right outside your door, all while being within walking distance to some of the area's best restaurants, boutiques, and lively nightlife. Inside, the unit features a comfortable and functional layout designed for easy, low maintenance living, with a one bedroom floor plan that provides just the right amount of space for a full time residence, weekend getaway, or investment opportunity. With its prime location, coastal charm, and convenient access to beaches, shopping, and entertainment, this property truly offers the best of both relaxation and accessibility, making it a standout opportunity in a high demand area.

Getting Around

62
WalkingSomewhat Walkable
24
TransitMinimal Transit
49
BikeSomewhat Bikeable

Schools

4/10
2/10
Jinks Middle SchoolGrades 6-82.0 mi
4/10
Bay High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 1969

Materials

  • Foundation: Slab

Type & Style

  • Home type: Condo
  • Architectural style: Low Rise
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Washer/Dryer Stacked,Electric Oven
  • Laundry features: Stacked

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 603
  • Total interior livable area: 603 sqft

Kitchen

  • Level: Second
  • Dimensions: 10 x 7

Living Room

  • Level: Second
  • Dimensions: 17 x 9

Master Bedroom

  • Level: Second
  • Dimensions: 15 x 12

Property

Details

  • Parcel number: 29973100006
  • Special condition: Listed As-Is

Features

  • Levels: Two
  • Stories: 2
  • Pool features: In Ground,Community
  • Patio & porch: Balcony,Deck,Covered,Porch
  • Exterior features: Deck
  • Has view: Yes
  • View description: Bay
  • Has water view: Yes
  • Water view: Bay

Lot

  • Lot size dimensions: 0

Parking

  • Parking features: Paved,Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Coastal Flooding
Cold Wave
Heat Wave
Strong Wind
Tsunami

FEMA Declared Disasters in Bay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $702$8,424
Home Insurance *$94$1,128
Property Taxes $212$2,544
Electricity $197$2,366
Total$1,205$14,460
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,314/yr
40% on housing$36,150/yr
45% on housing$32,133/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$231This listing

vs Other Active Listings

Avg $/sqft

ZIP 32401$142
Bay County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 32401$201
Bay County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-16Listed for sale$139,000
2025-06-24Listing removed$149,000
2025-04-28Price change$149,000
2025-03-29Price change$153,000
2025-02-19Price change$156,000
2024-11-15Listed for sale$159,000
2017-05-16Sold$63,000
2017-04-26Listed for sale$69,000
2017-04-26Pending sale$69,000
2017-03-18Price change$69,000
2016-11-09Listed for sale$73,000
2016-09-10Listing removed$67,995
2016-03-14Price change$69,900
2016-03-05Listed for sale$75,000
2015-08-29Listing removed$75,000
2014-12-05Listed for sale$75,000
2014-09-22Listing removed$75,000
2014-09-07Listed for sale$75,000
2006-07-12Sold$118,800

For Sale by Agent

AgentTeam Don and Bubba
BrokerageEXP Realty LLC

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