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1598 W Tacoma St, Hernando, FL, 34442

3beds
3baths
3,039sqft
$589,000
$194price/sqft
$4,312/moest. monthly cost
$172,480/yrincome needed

About This Home

Bring the family home to Emerald Estates of Citrus Hills and discover a gem of classic Florida living in this 3BR/2.5BA pool home with an office. From the moment you arrive, the manicured landscaping and welcoming profile of the property tell you it has been deeply loved and meticulously maintained. Camellias, azaleas, silver thorn, pagoda plants, magnolia and other carefully appointed shrubs blend in with the mature hardwoods and pines. Inside, over 3000 square feet of grand living space unfolds into an ideal layout: it feels wide open and breezy, yet thoughtfully designated walls and columns provide true “rooms” rather than just one massive hall. You get large spaces to gather and entertain, alongside quiet rooms to retreat to. Accessibility is a core feature of the design, featuring two seamless entry ramps on lanai and inner garage to house doors, and a fully custom, ADA-compliant/handicapped accessible bathroom and roll-in shower. All doors and hallways have ample clearance for a wheelchair. Energy efficiency is built right in as well with an eco-friendly solar hot water heater, powered by the panel on the newer 2022 roof replacement. Finally, when you need to leave your quiet retreat and “get out,” the growing shopping hub of the 486/491 intersection is less than 5 miles away as is the Suncoast Parkway, and the site of the future 400-bed Tampa General Hospital. Schedule a showing today so you can start making memories in this wonderful home and neighborhood before the fall and winter Holidays begin!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

5/10
5/10
Lecanto Middle SchoolGrades 6-83.6 mi
5/10
Lecanto High SchoolGrades 9-123.7 mi

Construction

Condition

  • Property condition: New Construction
  • Year built: 2005

Materials

  • Foundation: Block,Slab
  • Roof: Asphalt,Shingle,Ridge Vents
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Propane Appliances,Dryer,Dishwasher,Electric Cooktop,Electric Oven,Electric Range,Disposal,Microwave Hood Fan,Microwave,Water Purifier Owned,Refrigerator,Range Hood,Water Heater,Water Purifier,Washer,Solar Hot Water
  • Laundry features: Laundry - Living Area,Laundry Tub

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar,Bathtub,Tray Ceiling(s),Dual Sinks,Eat-in Kitchen,Garden Tub/Roman Tub,Handicap Access,Jetted Tub,Main Level Primary,Primary Suite,Pantry,Split Bedrooms,Solid Surface Counters,Separate Shower,Tub Shower,Walk-In Closet(s),Wood Cabinets,Window Treatments,French Door(s)/Atrium Door(s),Programmable Thermostat
  • Door features: Double Door Entry,French Doors
  • Window features: Blinds,Double Hung,Sliding,Thermal Windows
  • Flooring: Laminate,Tile

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,028
  • Total interior livable area: 3,039 sqft

Property

Details

  • Parcel number: 2307684
  • Zoning: CRR
  • Special condition: Standard,Listed As-Is

Features

  • Levels: One
  • Stories: 1
  • Pool features: Concrete,Cleaning System,Gas Heat,Heated,In Ground,Pool Equipment,Pool,Screen Enclosure,Salt Water,Waterfall
  • Exterior features: Concrete Driveway
  • Has spa: Yes
  • Spa features: In Ground

Lot

  • Lot size: 1 Acres
  • Features: Flat,Rectangular,Trees,Wooded

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete,Driveway,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Citrus County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,978$35,736
Home Insurance *$381$4,572
Property Taxes $648$7,776
Electricity $305$3,670
Total$4,312$51,744
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$147,840/yr
40% on housing$129,360/yr
45% on housing$114,986/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.6%
15.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$194This listing

vs Other Active Listings

Avg $/sqft

ZIP 34442$198
Citrus County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 34442$197
Citrus County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Listed for sale$589,000
2005-11-30Sold$365,000
2004-09-01Sold$17,000

For Sale by Agent

AgentMary Lynne Sisson
BrokerageKeller Williams Realty - Elite Partners II

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